103 Stephen Dr, Downingtown, PA 19335 Property Records

Chester County property record for 103 Stephen Dr, Downingtown, PA 19335

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,108 sqft · built 1985
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Jun 2025)
Tax Bill	$694 (2026)
Deeds & Mortgages	Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-3-74.22`

Property Details

APN / Parcel Number

Primary APN	`32-3-74.22`
Alternative APNs	`3203 00742200` `3203 007422`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,108 sqft Living Area
Gross Area	2,548 sqft
Basement Area	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft
Terrain	Above Road/Slope
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	103 STEPHEN DR
City	DOWNINGTOWN
State	PA
Zip	19335-1859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	1 AC & DWG LOT 17
Legal Subdivision	CENTURY ACRES PH 02
Legal Lot Number	17
Jurisdiction	CHESTER PA
Township / Civil Division	UPPER UWCHLAN
Census Block Group	1
Census Block	1021
Census Tract	304502

Owner

103 Stephen Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Chester County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 STEPHEN DR, DOWNINGTOWN, PA 19335-1859
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2025 · Amount on File
Deed Sale	Jun 26, 2025 · Amount on File
Prior Sale	Aug 2, 2001 · Amount on File
Deed Document Number	202512075548
Deed Book / Page	11402 / 1327
Record Updated	Oct 29, 2026

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Jun 26, 2025
Property Address	103 STEPHEN DR, DOWNINGTOWN, PA 19335-1859
Document Number	0114021327
Book / Page	11402 / 1327
Instrument Date	Jun 3, 2025
Instrument	12075548
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	SETTLEMENT ENGINE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 STEPHEN DR, DOWNINGTOWN, PA 19335-1859

Mortgage

Document Number	0012075549
Date	Jun 26, 2025
Instrument	12075549

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 103 Stephen Dr was $694.

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	Upper Uwchlan Township
Unified School District	Downingtown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$694.00	$182,240 (-) Land $44,430 Building $137,810	$182,240 (-) Land $44,430 Building $137,810
2025		$182,240 (-) Land $44,430 Building $137,810	$182,240 Land $44,430 Building $137,810
2024	$6,404.00	$182,240 Land $44,430 Building $137,810
1998			$182,240 Land $44,430 Building $137,810

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 103 Stephen Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Stephen Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA UWCHLAN private · serves 35,518 people · EPA ID PA1150035
Water Source	Purchased surface water from AQUA PA MAIN SYSTEM
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20