103 Steiger Dr, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 103 Steiger Dr, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,851 sqft · built 1957
Lot Size	0.516 acres (22,470 sqft)
Owner	2 Individual Names on File
Last Sale	$282,000 (Feb 2017)
Tax Bill	$6,984 (2026)
Deeds & Mortgages	May 2021 Mortgage Oct 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:126 L:32`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:126 L:32`
Alternative APN	`M:329126 B:00032 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,851 sqft Living Area
Gross Area	5,114 sqft
Basement Area	1,783 sqft
Unfinished Basement	1,783 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,470 sqft (0.516 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	103 STEIGER DR
City	WESTFIELD
State	MA
Zip	01085-4931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	32
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	3
Census Block	3005
Census Tract	812600

Owner

103 Steiger Dr is owned and occupied by two individuals who acquired it in December 2020.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 STEIGER DR, WESTFIELD, MA 01085-4931
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Balloon Mortgage WESTFIELD BANK FSB
Oct 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Jan 6, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 3, 2017	Warranty Deed, Transfer LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2017 · Amount on File
Deed Sale	Feb 3, 2017 · Amount on File
Prior Sale	Apr 27, 2001 · Amount on File
Deed Document Number	20176561
Deed Book / Page	21559 / 25
Last Transfer Date	Dec 28, 2020
Transfer Doc	23632-172
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	103 STEIGER DR, WESTFIELD, MA 01085-4931
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23879-320
Date	May 13, 2021
Book Page	23879/320
Instrument	32631

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2046

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	103 STEIGER DR, WESTFIELD, MA 01085-4931
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22926-355
Date	Oct 30, 2019
Book Page	22926/355
Instrument	63393

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Jan 6, 2021
Property Address	103 STEIGER DR, WESTFIELD, MA 01085-4931
Document Number	23632-172
Book / Page	23632 / 172
Instrument Date	Dec 28, 2020
Instrument	754
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTFIELD MA
Recording Date	Feb 3, 2017
Property Address	103 STEIGER DR, WESTFIELD, MA 01085-4931
Document Number	21559-25
Book / Page	21559 / 25
Instrument	6561
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.01
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	215590029
Date	Feb 3, 2017
Instrument	21559/0029

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2047

Interest

Rate	3.63%
Max Rate At Change	30.1%
Max Rate	2.25%

Tax Assessment & Valuation

The 2026 property tax bill for 103 Steiger Dr was $6,984, up 7.5% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,984.00 (+7.46%)	$467,800 (+9.27%) Land $140,200 Building $327,600	$421,988 (-3.48%)
2025	$6,499.00	$428,100 Land $140,700 Building $287,400	$437,190 (-5.5%)
2024			$462,650
2023	$6,357.00	$374,400 Land $121,800 Building $252,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Steiger Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	8 (1982–2020)
Most Recent Claim	Sep 2020 · other causes
Claims by Event	Tropical Storm Irene, Aug 2011 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Steiger Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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