103 State St, Union Beach (Keyport), NJ 07735 Property Records

Monmouth County and Union Beach Borough property record for 103 State St, Union Beach, NJ 07735

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,120 sqft · built 2015
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Mar 2022)
Tax Bill	$9,013 (2025)
Deeds & Mortgages	Mar 2022 Sale Dec 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`50-00090-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`50-00090-0000-00001`
Alternative APNs	`500009000001` `00000845`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Porch	Open Porch
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00000845
Street Address	103 STATE ST
City	UNION BEACH
State	NJ
Zip	07735-2655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 2
Legal Subdivision	UNION BEACH
Legal Block	90
Legal Lot Number	1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	UNION BEACH
Census Block Group	3
Census Block	3000
Census Tract	801800

Owner

103 State St is owned by an individual who acquired it in June 2023.

Source: Monmouth County and Union Beach Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	622 EMBREE CRES, WESTFIELD, NJ 07090-4340
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Bargain and Sale Deed, Transfer ACRES LAND TITLE AGENCY INC
Dec 19, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2022 · Amount on File
Deed Sale	Mar 21, 2022 · Amount on File
Deed Document Number	202232279
Deed Book / Page	9585 / 5127
Last Transfer Date	Jun 1, 2023
Transfer Doc	0096489230
Record Updated	Sep 20, 2026

March 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 21, 2022
Property Address	103 STATE ST, UNION BEACH, NJ 07735-2655
Document Number	0095855127
Book / Page	9585 / 5127
Instrument Date	Mar 10, 2022
Instrument	2022032279
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$1,602.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16651 SEAGULL BAY CT, 16651, BOKEELIA, FL 33922-1556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 STATE ST, UNION BEACH, NJ 07735-2655

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 19, 2017
Property Address	103 STATE ST, UNION BEACH, NJ 07735-2655
Document Number	0092639122
Book / Page	009263 / 009122
Instrument Date	Dec 19, 2017
Transaction Type	Transfer
Record Updated	Feb 9, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2025 property tax bill for 103 State St was $9,013, up 13.1% from the year before.

Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Union Beach Borough
Unified School District	Union Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$457,500 (+8.88%) Land $224,200 Building $233,300	$457,500 (+8.88%) Land $224,200 Building $233,300
2025	$9,013.00 (+13.06%)	$420,200 Land $195,200 Building $225,000	$420,200 Land $195,200 Building $225,000
2024	$7,972.00
2023		$360,200 Land $148,000 Building $212,200	$360,200 Land $148,000 Building $212,200
2022	$7,139.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 State St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 158 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	158 in force
Nearby Flood Claims	305 (1978–2018)
Claims Outside the SFHA	12 of 305
Most Recent Claim	Dec 2018 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 165 claims Severe Storms And Flooding, Mar 2010 · 26 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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