103 State St, Reading, PA 19607 Property Records

Berks County property record for 103 State St, Reading, PA 19607 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,352 sqft · built 1989
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$144,000 (Jun 2005)
Tax Bill$1,455 (2026)
Deeds & MortgagesMar 2023 Line of Credit
Mar 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN4395-08-79-8405

Property Details

APN / Parcel Number

Primary APN4395-08-79-8405
Alternative APNs
  • 77-4395-08-79-8405
  • 77044990
  • 044990

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,352 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialAluminum/Vinyl
Lot Area5,663 sqft (0.13 acres)
View / LotNeighborhood
PorchOpen Frame Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number77044990
Street Address103 STATE ST
CityREADING
StatePA
Zip19607-2617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSPEEDWAY PARK
Legal Block79
Legal Lot Number311 3
JurisdictionBERKS PA
Township / Civil DivisionSHILLINGTON
Census Block Group1
Census Block1017
Census Tract11400

Owner

Source: Berks County records · APN 4395-08-79-8405

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address103 STATE ST, READING, PA 19607-2617
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2023Deed of Trust, Mortgage · Line of Credit
UTILITIES EMPLOYEES CU
Mar 07, 2023Deed of Trust, Mortgage · Line of Credit
UTILITIES EMPLOYEES CU
Jan 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 07, 2005 · Amount on Record
Deed SaleJun 07, 2005 · Amount on Record
Deed Document Number200530918
Deed Book / Page4596 / 841
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address103 STATE ST, READING, PA 19607-2617
Transaction TypeMortgage
Record UpdatedApr 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008873
DateMar 29, 2023
Instrument2023008873
Lender
NameUTILITIES EMPLOYEES CU
TypeCredit Union
AddressREADING, PA 19610
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 28, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address103 STATE ST, READING, PA 19607-2617
Transaction TypeMortgage
Record UpdatedMar 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006451
DateMar 07, 2023
Instrument2023006451
Lender
NameUTILITIES EMPLOYEES CU
TypeCredit Union
AddressREADING, PA 19610
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 06, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address103 STATE ST, READING, PA 19607-2617
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003380
DateJan 28, 2020
Instrument2020003380
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2035

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityShillington Borough
Unified School DistrictGovernor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,455.00 (+4.3%) Homeowner's exemption$90,100 (-) Land $32,300 Building $57,800$32,300 (-64.15%) Land $32,300
2024$1,395.00$90,100 Land $32,300 Building $57,800
1994$90,100 Land $32,300 Building $57,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 611 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

May also be available at this address: Greenlight Networks Holding, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

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