Mitchell County property record for 103 State St, Osage, IA 50461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,248 sqft · built 1978 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Jun 2026) |
| Tax Bill | $2,610 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jan 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1026127002 |
| Primary APN | 1026127002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 1,248 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 132 ft deep x 132 ft wide |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 103 STATE ST |
|---|---|
| City | OSAGE |
| State | IA |
| Zip | 50461-1039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 7 & 8 BLK 162 DISTRICT E |
| Legal Subdivision | OSAGE |
| Legal Block | 162 |
| Legal Lot Number | 7,8 |
| Jurisdiction | MITCHELL IA |
| Township / Civil Division | OSAGE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 560300 |
103 State St is owned and occupied by an individual who bought it in June 2026.
Source: Mitchell County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 STATE ST, OSAGE, IA 50461-1039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 5, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage HOME TRUST & SAVINGS BANK |
| Aug 20, 2015 | Deed of Trust, Mortgage · Conventional Mortgage THE HOME TRUST & SAVINGS BANK |
| Aug 26, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK |
| Oct 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOME FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on File |
| Deed Sale | Jun 23, 2026 · Amount on File |
| Prior Sale | Oct 4, 2021 · Amount on File |
| Deed Document Number | 20261036 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Jun 23, 2026 |
| Property Address | 103 STATE ST, OSAGE, IA 50461-1039 |
| Document Number | 0000001036 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20261036 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $36,279.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 STATE ST, OSAGE, IA 50461-1039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 103 STATE ST, OSAGE, IA 50461-1039 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02017/0026 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 2017/0026 |
| Instrument | 2017 0026 |
| Name | HOME TRUST & SAVINGS BANK |
|---|---|
| Address | OSAGE, IA 50461 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 103 STATE ST, OSAGE, IA 50461-1039 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02015/1351 |
|---|---|
| Date | Aug 20, 2015 |
| Book Page | 2015/1351 |
| Instrument | 2015 1351 |
| Name | THE HOME TRUST & SAVINGS BANK |
|---|---|
| Address | OSAGE, IA 50461 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 103 STATE ST, OSAGE, IA 50461-1039 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 103 STATE ST, OSAGE, IA 50461-1039 |
| Document Number | 02025/1221 |
|---|---|
| Date | Aug 26, 2025 |
| Book Page | 2025/1221 |
| Instrument | 2025 1221 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BYRON, MN 55920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 19 Months |
| Due | Mar 10, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Oct 4, 2021 |
| Property Address | 103 STATE ST, OSAGE, IA 50461-1039 |
| Document Number | 02021/1917 |
| Book / Page | 2021 / 1917 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 2021 1917 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 STATE ST, OSAGE, IA 50461-1039 |
| Document Number | 0020211918 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 2021 1918 |
| Name | HOME FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 103 State St was $2,610 with a homeowner's exemption, up 2.4% from the year before.
Source: Mitchell County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Mitchell County |
| Municipality | Osage City |
| Unified School District | Osage Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,610.00 (+2.35%) Homeowner's exemption | $175,590 Land $15,840 Building $159,750 | $175,590 Land $15,840 Building $159,750 |
| 2024 | $2,550.00 | ||
| 2023 | $163,580 (+32.24%) Land $15,840 Building $147,740 | $163,580 Land $15,840 Building $147,740 | |
| 2022 | $2,170.00 | $123,700 Land $15,840 Building $107,860 | |
| 2021 | $123,700 Land $15,840 Building $107,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 State St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2024) |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 State St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 11 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 500 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Osage Municipal Utilities Cable | 500 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures