Mills County property record for 103 State St, Hastings, IA 51540
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,344 sqft · built 1988 |
| Lot Size | 0.393 acres (17,160 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Apr 2020) |
| Tax Bill | $2,610 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 100930000000000 |
| Primary APN | 100930000000000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Storm Shelter | Storm Shelter |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,160 sqft (0.393 acres) |
| Lot Dimensions | 132 ft deep x 130 ft wide |
| Garage Type | Detached |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 103 STATE ST |
|---|---|
| City | HASTINGS |
| State | IA |
| Zip | 51540-8008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 700-702 INCL |
| Legal Lot Number | 700-702 |
| Jurisdiction | MILLS IA |
| Township / Civil Division | INDIAN CREEK |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 40100 |
103 State St is owned and occupied by an individual who acquired it in June 2024.
Source: Mills County records, as of October 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 STATE ST, HASTINGS, IA 51540-8008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HUD |
| Apr 10, 2020 | Warranty Deed, Transfer · FHA Mortgage COBALT CREDIT UNION |
| Oct 29, 2019 | Warranty Deed, Transfer · ARM AMERICAN NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2020 · Amount on File |
| Deed Sale | Apr 10, 2020 · Amount on File |
| Prior Sale | Apr 10, 2020 · Amount on File |
| Deed Document Number | 002020/939 |
| Deed Book / Page | 2020 / 939 |
| Last Transfer Date | Jun 28, 2024 |
| Transfer Doc | 02024/1252 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLS IA |
| Property Address | 103 STATE ST, HASTINGS, IA 51540-8008 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02021/4225 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 2021/4225 |
| Instrument | 2021-4225 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLS IA |
| Recording Date | Apr 10, 2020 |
| Property Address | 103 STATE ST, HASTINGS, IA 51540-8008 |
| Document Number | 002020/939 |
| Book / Page | 2020 / 939 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 939 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 STATE ST, HASTINGS, IA 51540-8008 |
| Document Number | 002020/940 |
|---|---|
| Date | Apr 10, 2020 |
| Book Page | 2020/940 |
| Instrument | 940 |
| Name | COBALT CREDIT UNION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLS IA |
| Recording Date | Oct 29, 2019 |
| Property Address | 103 STATE ST, HASTINGS, IA 51540-8008 |
| Document Number | 02019/2459 |
| Book / Page | 2019 / 2459 |
| Instrument Date | Oct 6, 2019 |
| Instrument | 2459 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 STATE ST, HASTINGS, IA 51540-8008 |
| Document Number | 02019/2460 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 2019/2460 |
| Instrument | 2460 |
| Name | AMERICAN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.3% |
| Type Change Date | Nov 1, 2024 |
| Index | 1-Year CMT |
| Margin | 3 |
Source: Mills County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Mills County |
| Municipality | Hastings City |
| Unified School District | East Mills Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $143,793 Land $10,608 Building $133,185 | $143,793 Land $10,608 Building $133,185 | |
| 2024 | $2,610.00 | ||
| 2023 | $132,552 (+39.86%) Land $5,304 Building $127,248 | $132,552 Land $5,304 Building $127,248 | |
| 2022 | $2,240.00 | $94,775 Land $5,304 Building $89,471 | |
| 2021 | $94,775 Land $5,304 Building $89,471 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 State St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1987–2019) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 State St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HASTINGS WATER SUPPLY serves 152 people · EPA ID IA6527038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Nitrate resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BTC Fiber | 2,000 / 2,000 |
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