103 Stanwick Ct, Florence, AL 35633 Property Records

Lauderdale County property record for 103 Stanwick Ct, Florence, AL 35633

Property Summary

Property Type	Single Family Home
Details	5 ba · 5,585 sqft · built 2004
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (May 2021)
Tax Bill	$3,942 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`15-08-28-3-002-026-000`

Property Details

APN / Parcel Number

Primary APN	`15-08-28-3-002-026-000`
Alternative APNs	`098494` `66401` `98494`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,585 sqft Living Area
1st Floor Area	3,450 sqft
2nd Floor Area	2,135 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	187 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	98494
Street Address	103 STANWICK CT
City	FLORENCE
State	AL
Zip	35633-8210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	66.70 X 187.5 IRR HEATHERHURST ADD NO 2 LOT 41 .5 AC/C SEC 28 T2S R11W PB 6 PG 213
Legal Range	11W
Legal Township	02S
Legal Section	28
Legal Subdivision	HEATHERHURST ADD
Legal Lot Number	41
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	4
Census Block	4005
Census Tract	11101

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	103 STANWICK CT, FLORENCE, AL 35633-8210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 23, 2024	Deed of Trust, Mortgage · FHA Mortgage HUD
Nov 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT
Mar 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 17, 2021	Survivorship Deed, Transfer
Dec 30, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	Dec 30, 2019 · Amount on Record
Deed Document Number	0202131496
Deed Book / Page	2021 / 31496
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	103 STANWICK CT, FLORENCE, AL 35633-8210
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025/56314
Date	Nov 20, 2025
Book Page	2025/56314

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	103 STANWICK CT, FLORENCE, AL 35633-8210
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02024/1489
Date	Jan 23, 2024
Book Page	2024/1489

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Nov 1, 2053

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	103 STANWICK CT, FLORENCE, AL 35633-8210
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023/46519
Date	Nov 3, 2023
Book Page	2023/46519

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	103 STANWICK CT, FLORENCE, AL 35633-8210
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/27417
Date	Apr 30, 2021
Book Page	2021/27417

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	103 STANWICK CT, FLORENCE, AL 35633-8210
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023/10754
Date	Mar 22, 2023
Book Page	2023/10754

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

May 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	May 17, 2021
Property Address	103 STANWICK CT, FLORENCE, AL 35633-8210
Document Number	2021/31496
Book / Page	2021 / 31496
Map Reference	MB 6 PG 213
Instrument Date	May 17, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 COUNTY ROAD 367, FLORENCE, AL 35634-2104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 STANWICK CT, FLORENCE, AL 35633-8210

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Dec 30, 2019
Property Address	103 STANWICK CT, FLORENCE, AL 35633-8210
Document Number	2019/56682
Book / Page	2019 / 56682
Instrument Date	Dec 26, 2019
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 COUNTY ROAD 172, FLORENCE, AL 35634-5750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 STANWICK CT, FLORENCE, AL 35633-8210
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,942.00 (+1.23%) Homeowner's exemption	$81,780 (+1.21%)	$817,700 (+1.22%) Land $54,600 Building $763,100
2024	$3,894.00 (+6.66%) Homeowner's exemption	$80,800 (+1,542.28%) Land $4,920 Building $75,880	$807,860 (+6.55%) Land $49,100 Building $758,760
2023	$3,651.00 (+18.73%) Homeowner's exemption	$4,920 (-92.32%) Land $4,920	$758,220 (+18.36%) Land $49,100 Building $709,120
2022	$3,075.00 Homeowner's exemption	$64,080	$640,600 Land $49,100 Building $591,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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