103 Spruce St, Delmar, MD 21875 Property Records

Wicomico County property record for 103 Spruce St, Delmar, MD 21875

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,076 sqft · built 1925
Lot Size0.162 acres (7,050 sqft)
Owner2 Individual Names on Record
Last Sale$47,000 (May 1987)
Tax Bill$769 (2025)
Flood ZoneZone X (minimal risk)
APN11-009786

Property Details

APN / Parcel Number

Primary APN11-009786
Alternative APN
  • 009786

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,076 sqft Total Area
AtticAttic
Attic Area350 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,050 sqft (0.162 acres)
PorchSlab
Porch Area288 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number009786
Street Address103 SPRUCE ST
CityDELMAR
StateMD
Zip21875-1755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-10 7,050 SQ FT NS 103 SPRUCE ST HOLLOWAY TOWN PLAT
Legal Lot Number10
JurisdictionWICOMICO MD
Township / Civil Division11, DELMAR
Census Block Group1
Census Block1049
Census Tract10703

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 SPRUCE ST, DELMAR, MD 21875-1755
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 1987 · Amount on Record
Deed SaleMay 12, 1987 · Amount on Record
Prior SaleAug 16, 1984 · Amount on Record
Deed Book / Page1103 / 369
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWicomico County
MunicipalityDelmar Town
Unified School DistrictWicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$91,900 (+38.2%) Land $21,000 Building $70,900$91,900 (+38.2%) Land $21,000 Building $70,900
2025$769.00 (+15.99%)
2023$663.00$66,500 Land $21,000 Building $45,500$66,500 Land $21,000 Building $45,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF DELMAR
serves 4,500 people · EPA ID MD0220001
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Simple Fiber.

Nearby Properties on Spruce St

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