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103 Spruce Rd, Gladstone (Fairbury), NE 68352 Property Records

Jefferson County property record for 103 Spruce Rd, Gladstone, NE 68352

Property Summary

Property TypeRural Home
Details2 bd · 1 ba · 1,342 sqft · built 1940
Lot Size0.48 acres (20,909 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Aug 2026)
Tax Bill$729 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4393-00-0-99036-021-0010

Property Details

APN / Parcel Number

Primary APN4393-00-0-99036-021-0010
Alternative APN
  • 480058180

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,342 sqft Living Area
1st Floor Area1,342 sqft
Basement Area900 sqft
Unfinished Basement900 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area20,909 sqft (0.48 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area96 sqft
Utility Building312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address103 SPRUCE RD
CityFAIRBURY
StateNE
Zip68352-5089
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning Code05-AGRICUL
Legal DescriptionLOTS 10 THRU 12 BLK 21 OT GLADSTONE 10 S8 F8 1B A
Legal Range1
Legal Township2
Legal Section10
Legal SubdivisionOT GLADSTONE
Legal Block21
Legal Lot Number10-12
JurisdictionJEFFERSON NE
Township / Civil DivisionLINCOLN
Census Block Group2
Census Block2200
Census Tract963600

Owner

Source: Jefferson County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address103 SPRUCE RD, FAIRBURY, NE 68352-5089
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2026 · Amount on File
Deed SaleAug 25, 2026 · Amount on File
Prior SaleJul 24, 2009
Deed Document Number2026948
Deed Book / Page142 / 426
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON NE
Recording DateAug 25, 2026
Property Address103 SPRUCE RD, FAIRBURY, NE 68352-5089
Document Number0000000948
Book / Page142 / 426
Instrument DateAug 21, 2026
Instrument2026948
Transaction TypeTransfer
Record UpdatedSep 2, 2026
Title CompanyNEBRASKA TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$28,502.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 SPRUCE RD, FAIRBURY, NE 68352-5089

Mortgage

Document Number0000000949,
DateAug 25, 2026
Instrument2026949
Lender
NameUNION BANK & TRUST CO
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

Mortgage

Document Number0000000950,
DateAug 25, 2026
Book Page277/41
Instrument2026950
Lender
NameNEBRASKA INV FINANCIAL AUTHORITY
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term120 Months
DueSep 1, 2036
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 10, 2026

Property Jurisdictions

TypeName
StateNebraska
CountyJefferson County
Unified School DistrictFairbury Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$118,801 (+53.55%) Land $14,400 Building $104,401$118,801 (+53.55%) Land $14,400 Building $104,401
2025$729.00 (-14.94%)$77,369 (+24.87%) Land $14,400 Building $62,969$77,369 (+24.87%) Land $14,400 Building $62,969
2023$857.00$61,961 Land $11,040 Building $50,921$61,961 Land $11,040 Building $50,921

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 73% of Nebraska
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLITTLE BLUE NRD RWD 1
serves 1,580 people · EPA ID NE3109504
Water SourcePurchased groundwater influenced by surface water from CITY OF FAIRBURY
Last State InspectionMay 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber		2,000 / 2,000
GigFire
Fixed Wireless		150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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