Mississippi County property record for 103 Spruce Ln, Osceola, AR 72370
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 925 sqft · built 1966 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Mar 2026) |
| Tax Bill | $485 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 301-01768-000 |
| Primary APN | 301-01768-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| 1st Floor Area | 925 sqft |
| Flooring | Carpet |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 158 ft deep x 57 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 912 sqft |
| Porch | Slab |
| Porch Area | 16 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 103 SPRUCE LN |
|---|---|
| City | OSCEOLA |
| State | AR |
| Zip | 72370-2217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLOCK 3 K-ACRES ADD |
| Legal Range | 10 |
| Legal Township | 13 |
| Legal Section | 35 |
| Legal Subdivision | K-ACRES ADD |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | MISSISSIPPI AR |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 11100 |
103 Spruce Ln is owned and occupied by an individual who bought it in March 2026.
Source: Mississippi County records, as of April 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 SPRUCE LN, OSCEOLA, AR 72370-2217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on File |
| Deed Sale | Mar 25, 2026 · Amount on File |
| Prior Sale | Jan 2, 1998 |
| Deed Document Number | 20262073 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 103 Spruce Ln was $485.
Source: Mississippi County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Mississippi County |
| Municipality | Osceola City |
| Unified School District | Osceola School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $485.00 | $8,613 Land $1,800 Building $6,813 | |
| 2023 | $472.00 | $8,613 Land $1,800 Building $6,813 | $43,065 Land $9,000 Building $34,065 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 103 Spruce Ln in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective June 18, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2016–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Spruce Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of Arkansas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSCEOLA WATERWORKS serves 6,053 people · EPA ID AR0000375 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Apr 2026 No certified operator Oct 2023 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Cable | 2,000 / 75 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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