103 Springdale St, Shelby, NC 28150 Property Records

Cleveland County property record for 103 Springdale St, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	4,218 sqft · built 1953
Lot Size	1.37 acres (59,994 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (May 2019)
Tax Bill	$3,784 (2026)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21542`

Property Details

APN / Parcel Number

Primary APN	`21542`
Alternative APN	`1324737`

Interior

Stories	1 Story
Building Area	4,218 sqft Finished Area
Basement Area	624 sqft
Finished Basement	312 sqft
Unfinished Basement	312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1990
Exterior Material	Brick
Foundation Type	Footing
Lot Area	59,994 sqft (1.37 acres)
Lot Dimensions	297 ft deep x 202 ft wide
Garage Type	Carport
Garage Area	505 sqft
Carport	Carport
Carport Area	505 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	405 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1324737
Street Address	103 SPRINGDALE ST
City	SHELBY
State	NC
Zip	28150-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LOT SPRINGDALE ST
Legal Block	2
Legal Lot Number	4
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1027
Census Tract	951100

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 SPRINGDALE ST, SHELBY, NC 28150-5003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2019 · Amount on Record
Deed Sale	May 30, 2019 · Amount on Record
Deed Document Number	2019200026797
Deed Book / Page	1792 / 1626
Prior Transfer Date	May 14, 2010
Prior Transfer Doc	0015982391
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 30, 2019
Property Address	103 SPRINGDALE ST, SHELBY, NC 28150-5003
Document Number	0017921626
Book / Page	1792 / 1626
Map Reference	MB1128 PG 1674
Instrument Date	May 29, 2019
Instrument	200026797
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SPRINGDALE ST, SHELBY, NC 28150-5003

Mortgage

Document Number	200026798
Date	May 30, 2019
Instrument	200026798

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,784.00 (+0.83%)	$377,213 (-) Land $51,550 Building $325,663	$377,213 (-) Land $51,550 Building $325,663
2025	$3,753.00	$377,213 (+28.9%) Land $51,550 Building $325,663	$377,213 (+28.9%) Land $51,550 Building $325,663
2023		$292,633 Land $46,864 Building $245,769	$292,633 Land $46,864 Building $245,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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