103 Spring St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 103 Spring St, Cobleskill, NY 12043 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Architecture Style	Traditional
Year Built	Built 1900
Square Footage	1,540 sqft Living Area
Lot Size	6,098 sqft (0.14 acres)
Last Sale	$135,000 (2023)
Tax Bill	$4,066.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`432601 68.6-3-15`
Alternative APNs	`260106800600030150000000` `431A100965`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,540 sqft Living Area
1st Floor	924 sqft 1st Floor
2nd Floor	616 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional Style
Exterior Material	Wood Exterior
Lot Area	6,098 sqft (0.14 acres)
Depth X Width	111 ft x 55 ft Depth x Width
Shed	1 Shed
Porch Area	120 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	431A100965
Street Address	103 SPRING ST
City	COBLESKILL
State	NY
Zip	12043-3810
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	15.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	COBLESKILL
Census Blockgroup	5
Census Block	5006
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 68.6-3-15

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	152 MARKLEY RD, COBLESKILL, NY 12043-6324
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2023 · Amount on Record
Deed Sale	Mar 21, 2023 · Amount on Record
Prior Sale	Oct 20, 2009 · Amount on Record
Deed Doc Number	2023820844
Deed Book / Page	1186 / 227
Record Refreshed	Jun 08, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Mar 21, 2023
Property Address	103 SPRING ST, COBLESKILL, NY 12043-3810
Document Number	001186/227
Book / Page	1186 / 227
Instrument Date	Mar 11, 2023
Instrument	820844
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 MARKLEY RD, COBLESKILL, NY 12043-6324

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Municipality	Cobleskill Village
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,066.00 (+24.69%)	$69,700 (-) Land $7,800 Building $61,900	$142,245 (+16.33%) Land $15,918 Building $126,327
2023		$69,700 Land $7,800 Building $61,900	$122,281 Land $13,684 Building $108,597
2020	$3,261.00

Flood & Wildfire

103 Spring St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.