103 Spring St, Cambridge, MA 02141 Property Records

Middlesex County and Cambridge City property record for 103 Spring St, Cambridge, MA 02141

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,206 sqft · built 1948
Lot Size	0.057 acres (2,499 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (Nov 2021)
Tax Bill	$5,929 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-78`

Property Details

APN / Parcel Number

Primary APN	`25-78`
Alternative APN	`CAMB M:00025 L:00078`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,206 sqft Living Area
Gross Area	1,746 sqft
1st Floor Area	720 sqft
Basement Area	486 sqft
Unfinished Basement	486 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Shingles
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,499 sqft (0.057 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	103 SPRING ST
City	CAMBRIDGE
State	MA
Zip	02141-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-1
Legal Lot Number	78
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2012
Census Tract	352102

Owner

Source: Middlesex County and Cambridge City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 SPRING ST, CAMBRIDGE, MA 02141-1726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Deed Document Number	2021250072
Deed Book / Page	79155 / 104
Prior Transfer Date	Nov 13, 2021
Prior Transfer Doc	79155-104
Record Updated	Oct 29, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Nov 16, 2021
Property Address	103 SPRING ST, CAMBRIDGE, MA 02141-1726
Document Number	79155-104
Book / Page	79155 / 104
Instrument Date	Nov 13, 2021
Instrument	250072
Transaction Type	Transfer
Record Updated	Dec 3, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SPRING ST, CAMBRIDGE, MA 02141-1726

Mortgage

Document Number	250073
Date	Nov 16, 2021
Instrument	250073

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,929.00 (+3.53%)	$933,700 (-3.48%) Land $647,900 Building $285,800	$1,031,320 (+5.17%)
2024	$5,727.00 (+8.71%)	$967,400 (+7.62%) Land $693,800 Building $273,600	$980,590
2023	$5,268.00	$898,900 Land $662,400 Building $236,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Starry, Verizon.

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