Bedford County property record for 103 Spring St, Bedford, PA 15522
| Property Type | Single Family Home |
|---|---|
| Details | 1,332 sqft · built 1940 |
| Lot Size | 0.192 acres (8,364 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $110,000 (Nov 2023) |
| Tax Bill | $845 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | E.09-D.04-244-A |
| Primary APN | E.09-D.04-244-A |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,332 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 8,364 sqft (0.192 acres) |
| Street Address | 103 SPRING ST |
|---|---|
| City | BEDFORD |
| State | PA |
| Zip | 15522-1249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 103 SPRING ST |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | BEDFORD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 960700 |
Source: Bedford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 SPRING ST, BEDFORD, PA 15522-1249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2023 · Amount on Record |
| Deed Sale | Nov 16, 2023 · Amount on Record |
| Prior Sale | Jun 1, 1995 · Amount on Record |
| Deed Document Number | 20234868 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEDFORD PA |
| Recording Date | Nov 16, 2023 |
| Property Address | 103 SPRING ST, BEDFORD, PA 15522-1249 |
| Document Number | 02023/4868 |
| Book / Page | 2023 / 4868 |
| Instrument Date | Nov 16, 2023 |
| Instrument | 2023-004868 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2023 |
| Title Company | ACQUIRE SETTLEMENT SERVICES LLC, ACQUIRE SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 SPRING ST, BEDFORD, PA 15522-1249 |
| Document Number | 2023004869 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 2023-004869 |
| Name | HOMETOWN BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2053 |
| Rate Type | Adjustable Rate |
|---|
Source: Bedford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| Municipality | Bedford Borough |
| Unified School District | Bedford Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $845.00 (-29.52%) | $64,800 (-) Land $19,900 Building $44,900 | $64,800 (-) Land $19,900 Building $44,900 |
| 2025 | $64,800 (-) Land $19,900 Building $44,900 | ||
| 2023 | $1,199.00 Additional exemption filed | $64,800 Land $19,900 Building $44,900 | |
| 2012 | $64,800 Land $19,900 Building $44,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 24 (1983–2018) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Sep 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUN AUTH OF BORO OF BEDFORD serves 5,127 people · EPA ID PA4050002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2018 |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Crowsnest Broadband Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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