103 Spring Ridge Ct, New Bern, NC 28562 Property Records

Craven County property record for 103 Spring Ridge Ct, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,667 sqft · built 1991
Lot Size	0.56 acres (24,397 sqft)
Owner	2 Individual Names on File
Last Sale	$103,700 (Aug 1995)
Tax Bill	$1,266 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9-047-1-001-7`

Property Details

APN / Parcel Number

Primary APN	`9-047-1-001-7`
Alternative APN	`19399`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,667 sqft Living Area
1st Floor Area	1,667 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,397 sqft (0.56 acres)
Garage Type	Attached
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	19399
Street Address	103 SPRING RIDGE CT
City	NEW BERN
State	NC
Zip	28562-9250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1-7 BEAVER DAM SUB SCT 1
Legal Subdivision	BEAVER DAM
Jurisdiction	CRAVEN NC
Township / Civil Division	9
Census Block Group	1
Census Block	1006
Census Tract	960301

Owner

103 Spring Ridge Ct is owned and occupied by two individuals who bought it in August 1995.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 SPRING RIDGE CT, NEW BERN, NC 28562-9250
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 1995 · Amount on File
Deed Sale	Aug 25, 1995 · Amount on File
Deed Book / Page	1476 / 999
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	103 SPRING RIDGE CT, NEW BERN, NC 28562-9250
Transaction Type	Mortgage
Record Updated	May 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 10007352
Date	May 12, 2017
Book Page	3501/0368
Instrument	10007352

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	NEW BERN, NC 28561

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 103 Spring Ridge Ct was $1,266.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,200 (-) Land $30,000 Building $215,200	$245,200 (-) Land $30,000 Building $215,200
2025	$1,266.00	$245,200 Land $30,000 Building $215,200	$245,200 Land $30,000 Building $215,200
2024	$1,266.00 (+0.96%)
2023	$1,254.00 (+2.03%)	$245,200 (+29.97%) Land $30,000 Building $215,200	$245,200 Land $30,000 Building $215,200
2022	$1,229.00	$188,660 Land $25,500 Building $163,160
2018			$188,660 Land $25,500 Building $163,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Spring Ridge Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (2016–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Spring Ridge Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

4G LTE only, no 5G reported

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