103 Spring Place Way, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 103 Spring Place Way, Annapolis, MD 21401

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,410 sqft · built 1992
Lot Size0.059 acres (2,551 sqft)
OwnerIndividual Name on File
Last Sale$415,000 (Jan 2019)
Tax Bill$5,256 (2025)
Deeds & MortgagesAug 2019 Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-655-90061907

Property Details

APN / Parcel Number

Primary APN02-655-90061907
Alternative APNs
  • 2-655-90061907
  • 65590061907

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,410 sqft Living Area
Gross Area2,662 sqft
1st Floor Area879 sqft
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,551 sqft (0.059 acres)
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area60 sqft
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number65590061907
Street Address103 SPRING PLACE WAY
CityANNAPOLIS
StateMD
Zip21401-7266
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR2
Legal DescriptionLT 2 SC 7 TH RIVA TRACE-SPRING PLACE
Legal SubdivisionRIVA TRACE-SPRING PLACE
Legal Block3
Legal Lot Number2
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group3
Census Block3000
Census Tract702402

Owner

103 Spring Place Way, a townhouse, is owned and occupied by an individual who bought it in January 2019.

Source: Anne Arundel County records, as of September 4, 2026

Owner of RecordIndividual Name on File
Mailing Address103 SPRING PLACE WAY, ANNAPOLIS, MD 21401-7266
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
EMBRACE HM LOANS
Jan 15, 2019Grant Deed, Transfer · Conventional Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2019 · Amount on File
Deed SaleJan 15, 2019 · Amount on File
Prior SaleJun 14, 2007
Deed Book / Page32809 / 481
Prior Transfer DateAug 14, 2012
Prior Transfer Doc0250480122
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address103 SPRING PLACE WAY, ANNAPOLIS, MD 21401-7266
Document Number0335760174
Instrument DateAug 30, 2019
Transaction TypeMortgage
Record UpdatedOct 8, 2019
Title CompanyTITLE-RITE SERVICES INC, TITLE-RITE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 SPRING PLACE WAY ANNAPOLIS MD 214017266, ANNAPOLIS, MD 21401-7266

Mortgage

Document Number0335760174
DateSep 13, 2019
Book Page033576/000174
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 12, 2049

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateJan 15, 2019
Property Address103 SPRING PLACE WAY, ANNAPOLIS, MD 21401-7266
Document Number0328090481
Book / Page032809 / 000481
Instrument DateJan 10, 2019
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanyCHANCELLOR TITLE SERVICES INC, CHANCELLOR TITLE SVCS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$415.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 SPRING PLACE WAY ANNAPOLIS MD 214017266, ANNAPOLIS, MD 21401-7266

Mortgage

Document Number328090488
DateJan 15, 2019
Book Page032809/000488
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 103 Spring Place Way was $5,256 with a homeowner's exemption, up 1.9% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$478,600 (+3.56%) Land $185,000 Building $293,600$478,600 (-) Land $185,000 Building $293,600
2025$5,256.00 (+1.9%) Homeowner's exemption$462,167$478,600 Land $185,000 Building $293,600
2024$5,158.00 (+12.11%)
2023$4,601.00 Homeowner's exemption$429,300 Land $185,000 Building $244,300$429,300 Land $185,000 Building $244,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Spring Place Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Spring Place Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD CREEK
serves 26,033 people · EPA ID MD0020004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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