Covington County property record for 103 Spring Lake Rd, Collins, MS 39428
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,014 sqft · built 1985 |
| Lot Size | 1.49 acres (64,965 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $172,200 (Jul 2019) |
| Tax Bill | $806 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage May 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083008191 03640 |
| Primary APN | 083008191 03640 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,014 sqft Adjusted Area |
| 1st Floor Area | 1,647 sqft |
| Utility Area | 368 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 64,965 sqft (1.49 acres) |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Parking Spaces | 4 Parking Spaces |
| Utility Building | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 9159 |
|---|---|
| Street Address | 103 SPRING LAKE RD |
| City | COLLINS |
| State | MS |
| Zip | 39428-7480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4, IN SPRING LAKE SUBDIVISION 19100804 B 0337 P 0573 07/19/2019 |
| Legal Range | 15W |
| Legal Township | 08N |
| Legal Section | 08 |
| Legal Subdivision | SPRING LAKE SUB |
| Legal Lot Number | 4 |
| Jurisdiction | COVINGTON MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2068 |
| Census Tract | 950100 |
Source: Covington County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 SPRING LAKE RD, COLLINS, MS 39428-7480 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2019 | Deed of Trust, Mortgage REGIONS BANK |
| May 30, 2025 | Intrafamily Transfer, Transfer |
| Jul 19, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on Record |
| Deed Sale | Jul 19, 2019 · Amount on Record |
| Prior Sale | Jan 15, 2010 · Amount on Record |
| Deed Document Number | 20191060324 |
| Deed Book / Page | 337 / 573 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 103 SPRING LAKE RD, COLLINS, MS 39428-7480 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000766/181 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 766/181 |
| Instrument | 1060326 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COVINGTON MS |
| Recording Date | May 30, 2025 |
| Property Address | 103 SPRING LAKE RD, COLLINS, MS 39428-7480 |
| Document Number | 0000372/88 |
| Book / Page | 372 / 88 |
| Instrument Date | May 29, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1105 SALEM CHURCH RD, COLLINS, MS 39428-5946 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 103 SPRING LAKE RD, COLLINS, MS 39428-7480 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVINGTON MS |
| Recording Date | Jul 19, 2019 |
| Property Address | 103 SPRING LAKE RD, COLLINS, MS 39428-7480 |
| Document Number | 000337/573 |
| Book / Page | 337 / 573 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 1060324 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 ALEXANDER DR, HATTIESBURG, MS 39402-3005 |
| Name | Verified Name |
|---|---|
| Address | 103 SPRING LAKE RD, COLLINS, MS 39428-7480 |
Source: Covington County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Covington County |
| Unified School District | Covington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $806.00 (+9.96%) Disabled Person's exemption | $11,519 (-) | |
| 2024 | $11,519 (-) | $115,190 (-) Land $12,000 Building $103,190 | |
| 2023 | $11,519 (-) | $115,190 (-) Land $12,000 Building $103,190 | |
| 2022 | $733.00 (+33.76%) Disabled Person's exemption | $11,519 | $115,190 Land $12,000 Building $103,190 |
| 2019 | $548.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 55% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKATOMA WATER ASSOCIATION #1 public/private · serves 3,981 people · EPA ID MS0640009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TEC Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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