Pender County property record for 103 Spring Chase Ln, Rocky Point, NC 28457
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,946 sqft · built 2003 |
| Lot Size | 0.621 acres (27,094 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $328,500 (Aug 2019) |
| Tax Bill | $2,875 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3223-81-6566-0000 |
| Primary APN | 3223-81-6566-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,946 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 27,094 sqft (0.621 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Porch | Porch |
| Porch Area | 344 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 000028549 |
|---|---|
| Old Parcel Number | 3223 81 6566 0000 |
| Street Address | 103 SPRING CHASE LN |
| City | ROCKY POINT |
| State | NC |
| Zip | 28457-7807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SEEMAP |
| Legal Description | LT 6 RIVER LANDING S/D |
| Legal Subdivision | RIVER LANDING |
| Legal Lot Number | 6 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | ROCKY POINT |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 920602 |
103 Spring Chase Ln is owned and occupied by two individuals who bought it in August 2019.
Source: Pender County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 103 SPRING CHASE LN, ROCKY POINT, NC 28457-7807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2019 · Amount on File |
| Deed Sale | Aug 27, 2019 · Amount on File |
| Deed Document Number | 0003154692 |
| Deed Book / Page | 4692 / 0315 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 103 SPRING CHASE LN, ROCKY POINT, NC 28457-7807 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047381835 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 4738/1835 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 103 Spring Chase Ln was $2,875.
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,875.00 | $455,169 Land $33,935 Building $421,234 | $455,169 Land $33,935 Building $421,234 |
| 2023 | $287,704 (-) Land $46,100 Building $241,604 | $287,704 (-) Land $46,100 Building $241,604 | |
| 2022 | $2,629.00 | $287,704 Land $46,100 Building $241,604 | $287,704 Land $46,100 Building $241,604 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Spring Chase Ln in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 56 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 24 (1996–2018) |
| Claims Outside the SFHA | 13 of 24 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Spring Chase Ln is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENDER COUNTY UTILITIES serves 32,302 people · EPA ID NC7071011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2026 Haloacetic acids resolved · Jan 2024 Turbidity resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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