Putnam County property record for 103 Spooner St, Nitro, WV 25143 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,502 sqft Living Area |
| Lot Size | 46,391 sqft (1.06 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $175,000 (2025) |
| Tax Bill | $1,841.00 (2025) |
| Primary APN | 08-226F-0110.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 2,502 sqft Living Area |
| 1st Floor | 4,211 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 46,391 sqft (1.06 acres) |
| Depth X Width | 210 ft x 221 ft Depth x Width |
| Garage Type | Basement Garage |
| Topography | Rolling Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 00010536 |
|---|---|
| Street Address | 103 SPOONER ST |
| City | NITRO |
| State | WV |
| Zip | 25143-7213 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.06 AC ORTIN HTS |
| Jurisdiction | PUTNAM WV |
| Minor Civil Division | 1 |
| Census Blockgroup | 4 |
| Census Block | 4001 |
| Census Tract | 20500 |
Source: Putnam County records · APN 08-226F-0110.0000
Assessment roll updated December 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 81 SPOONER ST, NITRO, WV 25143-7242 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 28, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage ROCKET MORTGAGE LLC |
| Mar 22, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2025 · Amount on Record |
| Deed Sale | Apr 16, 2025 · Amount on Record |
| Deed Book / Page | 636 / 340 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | Jun 29, 2026 |
| Property Address | 103 SPOONER ST, NITRO, WV 25143-7213 |
| Document Number | 1415000877 |
| Book / Page | 1415 / 877 |
| Instrument Date | Jun 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 103 SPOONER ST, NITRO, WV 25143-7213 |
| Document Number | 1415000877, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 1415/877 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 103 SPOONER ST, NITRO, WV 25143-7213 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001321/224 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 1321/224 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 103 SPOONER ST, NITRO, WV 25143-7213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1155/212 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 1155/212 |
| Instrument | 004171560025 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Putnam County records · Assessment roll updated December 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,841.00 (+16.59%) Homeowner's exemption Disabled Person's exemption | $165,660 (+10.48%) Land $19,920 Building $145,740 | $276,100 (+10.48%) Land $33,200 Building $242,900 |
| 2023 | $1,579.00 (-11.29%) Homeowner's exemption Disabled Person's exemption | $149,940 (+1.5%) Land $19,920 Building $130,020 | $249,900 (+1.5%) Land $33,200 Building $216,700 |
| 2022 | $1,780.00 | $147,720 Land $19,920 Building $127,800 | $246,200 Land $33,200 Building $213,000 |
Source: FEMA National Flood Hazard Layer, Putnam County (54079C), updated February 2, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 43% of West Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 3,226 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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