Campbell County property record for 103 Spindle Top Ln, Fort Thomas, KY 41075
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,361 sqft · built 1987 |
| Owner | 2 Owner Names on Record |
| Last Sale | $105,000 (Jun 2010) |
| Tax Bill | $413 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-15-606.00 |
| Primary APN | 999-99-15-606.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,361 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Terrain | Combination |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999915606.00 |
|---|---|
| Street Address | 103 SPINDLE TOP LN |
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-4017 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CHURCHILL ESTATES CONDOS LOT 1 BLDG 1 UNIT 103 TYPE B LOWER LEVEL & GARAGE 3 |
| Legal Subdivision | CHURCHILL ESTATES |
| Legal Lot Number | 1 |
| Legal Unit | 103 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 52301 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 660 HIGHLAND AVE, FORT THOMAS, KY 41075-1774 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2010 · Amount on Record |
| Deed Sale | Jun 1, 2010 · Amount on Record |
| Prior Sale | Nov 29, 2004 · Amount on Record |
| Deed Document Number | 10 06 01 019 00085 |
| Deed Book / Page | 0729 / 868 |
| Record Updated | Jun 8, 2026 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $413.00 (-6.56%) | $112,000 (-) Building $112,000 | $112,000 (-) Building $112,000 |
| 2023 | $442.00 (-2.43%) | $112,000 (-) Building $112,000 | $112,000 (-) Building $112,000 |
| 2022 | $453.00 | $112,000 Building $112,000 | $112,000 Building $112,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 12 (1996–2019) |
| Most Recent Claim | Jun 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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