Lake County property record for 103 Spencer Loop, Lady Lake, FL 32159 · Last verified April 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2024 |
| Square Footage | 1,728 sqft Living Area |
| Lot Size | 27,169 sqft (0.624 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $210,000 (2026) |
| Tax Bill | $1,529.00 (2024) |
| Primary APN | 21-18-24-0003-000-04210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,728 sqft Living Area |
| 1st Floor | 1,728 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Mobile Home Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Sawtooth Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 27,169 sqft (0.624 acres) |
| Deck Area | Deck Area |
| Patio Area | 120 sqft Patio |
| Utility Building | 819 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 2868171 |
|---|---|
| Street Address | 103 SPENCER LOOP |
| City | LADY LAKE |
| State | FL |
| Zip | 32159-4533 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | FROM SW COR OF NW 1/4 OF SW 1/4 21-18-24 RUN N 00DEG 00MIN 30SEC E 438.51 FT N 89DEG 54MIN 45SEC E 208.5 FT N 00DEG 00MIN 30SEC E 36.0 FT N 89DEG 54MIN 45SEC E 88 FT FOR A POB RUN N 89DEG 54MIN 45SEC E 227.27 FT S 25DEG 58MIN 55SEC E 110 FT N 89DEG 5 |
| Legal Range | 24E |
| Legal Township | 18S |
| Legal Section | 21 |
| Legal Quarter | 3 |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Tract | 0003 |
| Legal Lot Number | 42 |
| Jurisdiction | LAKE FL |
| Minor Civil Division | FRUITLAND PARK-LADY LAKE |
| Census Blockgroup | 1 |
| Census Block | 1028 |
| Census Tract | 30407 |
Source: Lake County records · APN 21-18-24-0003-000-04210
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 SPENCER LOOP, LADY LAKE, FL 32159-4533 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 05, 2026 | Correction Deed |
| Jan 05, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 05, 2026 · Amount on Record |
| Deed Sale | Jan 05, 2026 · Amount on Record |
| Prior Sale | Nov 30, 2016 · Amount on Record |
| Deed Doc Number | 2026969 |
| Deed Book / Page | 6660 / 1185 |
| Prior Transfer Date | Dec 23, 2025 |
| Prior Transfer Doc | 0066601182 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 05, 2026 |
| Property Address | 103 SPENCER LOOP, LADY LAKE, FL 32159-4533 |
| Document Number | 0066601182 |
| Book / Page | 6660 / 1182 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 2026000968 |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 328 W 1ST ST, PARACHUTE, CO 81635-5007 |
| Name | Verified Name |
|---|---|
| Address | 110 SPENCER LN, LADY LAKE, FL 32159-4530 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 05, 2026 |
| Property Address | 103 SPENCER LOOP, LADY LAKE, FL 32159-4533 |
| Document Number | 0066601185 |
| Book / Page | 6660 / 1185 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 2026000969 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | UNKNOWN, THE CLOSING CITY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 373 PERMLISSOM LANE, MYRTLE BEACH, SC 29579 |
| Name | Verified Name |
|---|---|
| Address | 103 SPENCER LOOP, LADY LAKE, FL 32159-4533 |
| Document Number | 0066601187 |
|---|---|
| Date | Jan 05, 2026 |
| Instrument | 6660/1187 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Lady Lake Town |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $102,090 (+2.89%) | $146,465 (-0.04%) Land $56,160 Building $90,305 | |
| 2025 | $99,220 (+5.97%) Land $56,160 Building $43,060 | $146,528 (+1.97%) Land $56,160 Building $90,368 | |
| 2024 | $1,529.00 (+19.73%) | ||
| 2023 | $1,277.00 (+4.07%) Homeowner's exemption | $93,630 (+2.99%) | $143,696 (+28.25%) Land $56,160 Building $87,536 |
| 2022 | $1,227.00 Homeowner's exemption | $90,910 | $112,043 Land $24,570 Building $87,473 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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