103 Spanish Oak Dr, Aubrey, TX 76227 Property Records

Denton County property record for 103 Spanish Oak Dr, Aubrey, TX 76227

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,751 sqft · built 2019
Lot Size	0.505 acres (21,998 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,234 (2025)
Deeds & Mortgages	Jun 2025 Sale Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R699186`

Property Details

APN / Parcel Number

Primary APN	`R699186`
Alternative APNs	`SA0321A-000000C-0000-0001-0000` `1060392`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,751 sqft Living Area
Gross Area	3,393 sqft
1st Floor Area	2,751 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,998 sqft (0.505 acres)
Garage Type	Attached
Garage Area	643 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	250 sqft
Storage Building	140 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	103 SPANISH OAK DR
City	AUBREY
State	TX
Zip	76227-1690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE WOODLANDS PHASE 3 BLK C LOT 1
Legal Subdivision	THE WOODLANDS PHASE 3
Legal Block	C
Legal Lot Number	1
Jurisdiction	DENTON TX
Township / Civil Division	PILOT POINT-AUBREY
Census Block Group	1
Census Block	1021
Census Tract	20116

Owner

103 Spanish Oak Dr is owned and occupied by two individuals who acquired it in June 2025.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 SPANISH OAK DR, AUBREY, TX 76227-1690
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2025	Warranty Deed, Transfer TITLE RESOURCE, TITLE RESOURCES
Jul 6, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage GREAT WSTN FIN'L SVCS
Jun 12, 2020	Grant Deed, Subdivision Related Transfer EFINITY MTG
Oct 25, 2018	Loan Modification, Mortgage · Line of Credit SIMMONS BK
Sep 25, 2018	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025
Deed Sale	Jun 2, 2025
Deed Document Number	202559283
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENTON TX
Recording Date	Jun 2, 2025
Property Address	103 SPANISH OAK DR, AUBREY, TX 76227-1690
Document Number	0000059283
Map Reference	DOC NO 2017-18
Instrument Date	May 30, 2025
Instrument	2025-059283
Transaction Type	Transfer
Record Updated	Jun 13, 2025
Title Company	TITLE RESOURCE, TITLE RESOURCES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SPANISH OAK DR, KRUGERVILLE, TX 76227-1690

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DENTON TX
Recording Date	Jul 6, 2020
Property Address	103 SPANISH OAK DR, AUBREY, TX 76227-1690
Document Number	0000096165
Instrument Date	Jul 1, 2020
Instrument	96165
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 SPANISH OAK DR KRUGERVILLE TX 762271637, KRUGERVILLE, TX 76227-1637

Mortgage

Document Number	96166
Date	Jul 6, 2020
Instrument	96166

Lender

Name	GREAT WSTN FIN'L SVCS
Type	Funding / Finance Company
Address	PLANO, TX 75093

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

June 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DENTON TX
Recording Date	Jun 12, 2020
Property Address	103 SPANISH OAK DR, AUBREY, TX 76227-1690
Document Number	0000080739
Instrument Date	Jun 10, 2020
Instrument	80739
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 SPANISH OAK DR KRUGERVILLE TX 762271637, KRUGERVILLE, TX 76227-1637

Mortgage

Document Number	80740
Date	Jun 12, 2020
Instrument	80740

Lender

Name	EFINITY MTG
Type	Mortgage Company
Address	BEDFORD, TX 76021

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2050

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DENTON TX
Recording Date	Oct 25, 2018
Property Address	103 SPANISH OAK DR, AUBREY, TX 76227-1690
Instrument Date	Oct 24, 2018
Instrument	126190
Transaction Type	Mortgage
Record Updated	Dec 4, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2404 TEXAS DR #103 IRVING TX 750627011, 103, IRVING, TX 75062-7011

Mortgage

Document Number	0000126190
Date	Oct 25, 2018
Instrument	126190

Lender

Name	SIMMONS BK
Address	PO BOX 7009, PINE BLUFF, AR 71611-7009

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DENTON TX
Recording Date	Sep 25, 2018
Property Address	103 SPANISH OAK DR, AUBREY, TX 76227-1690
Document Number	0000113479
Instrument Date	Sep 19, 2018
Instrument	113479
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2404 TEXAS DR #103 IRVING TX 750627011, 103, IRVING, TX 75062-7011

Tax Assessment & Valuation

The 2025 property tax bill for 103 Spanish Oak Dr was $6,234.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Krugerville City
Unified School District	Aubrey Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$628,107 Land $142,986 Building $485,121	$628,107 Land $142,986 Building $485,121
2025	$6,234.00
2023	$7,896.00 (-9.61%) Homeowner's exemption	$572,309 Land $115,488 Building $456,821	$572,309 Land $115,488 Building $456,821
2022	$8,735.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Spanish Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Spanish Oak Dr is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 42% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSTANG SUD serves 127,911 people · EPA ID TX0610036
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Feb 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Nextlink Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Legacy ISP.

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