103 Southgate Dr, Oxford, NC 27565 Property Records

Granville County property record for 103 Southgate Dr, Oxford, NC 27565

Property Summary

Property Type	Commercial
Details	2 ba · 6,055 sqft · built 1999
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Aug 2021)
Tax Bill	$4,602 (2025)
Deeds & Mortgages	Aug 2021 Sale May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20496-21559304`

Property Details

APN / Parcel Number

Primary APN	`20496-21559304`
Alternative APNs	`191211764907` `191211 035` `1065753`

Interior

Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	6,055 sqft Heated Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Metal
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	43,996 sqft (1.01 acres)
Garage Area	2,695 sqft
Parking Spaces	9 Parking Spaces
Porch	Porch
Porch Area	308 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1065753
Street Address	103 SOUTHGATE DR
City	OXFORD
State	NC
Zip	27565-3281
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B2
Legal Description	103 A & B SOUTHGATE DR
Jurisdiction	GRANVILLE NC
Township / Civil Division	FISHING CREEK
Census Block Group	2
Census Block	2028
Census Tract	970300

Owner

103 Southgate Dr, a commercial property, is owned by an individual who bought it in August 2021.

Source: Granville County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	4085 SALEM FARM RD, OXFORD, NC 27565-9198
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Warranty Deed, Transfer
May 27, 2021	Warranty Deed, Transfer · Commercial Mortgage BENCHMARK COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2021 · Amount on File
Deed Sale	Aug 30, 2021 · Amount on File
Prior Sale	May 27, 2021 · Amount on File
Deed Book / Page	1859 / 385
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Aug 30, 2021
Property Address	103 SOUTHGATE DR, OXFORD, NC 27565-3281
Document Number	001859/385
Book / Page	1859 / 385
Map Reference	MB 572 PG 311
Instrument Date	Aug 30, 2021
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1208, OXFORD, NC 27565-1208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4085 SALEM FARM RD, OXFORD, NC 27565-9198

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	May 27, 2021
Property Address	103 SOUTHGATE DR, OXFORD, NC 27565-3281
Document Number	001842/422
Book / Page	1842 / 422
Instrument Date	May 27, 2021
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6632 BOB DANIEL RD, OXFORD, NC 27565-9799

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1208, OXFORD, NC 27565-1208

Mortgage

Document Number	0001842425
Date	May 27, 2021
Instrument	1842/425

Lender

Name	BENCHMARK COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 27, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 103 Southgate Dr was $4,602.

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Municipality	Oxford City
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,087 (-) Land $79,184 Building $309,903
2025	$4,602.00	$389,087 Land $79,184 Building $309,903	$389,087 (-) Land $79,184 Building $309,903
2024			$389,087 (+94.89%) Land $79,184 Building $309,903
2023	$2,910.00	$199,643 (-) Land $39,592 Building $160,051	$199,643 (-) Land $39,592 Building $160,051
2022	$2,910.00	$199,643 Land $39,592 Building $160,051	$199,643 Land $39,592 Building $160,051

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 103 Southgate Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1985–2019)
Most Recent Claim	Mar 2019 · rainfall accumulation
Claims by Event	Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Southgate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXFORD serves 8,972 people · EPA ID NC0239010
Water Source	Purchased surface water from HENDERSON-KERR LAKE REG WTR
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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