103 Smith Rd, Fredericksburg, TX 78624 Property Records

Gillespie County property record for 103 Smith Rd, Fredericksburg, TX 78624

Property Summary

Property Type	Commercial
Details	1 ba · 1,982 sqft · built 1953
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,380 (Oct 2024)
Tax Bill	$7,299 (2026)
Deeds & Mortgages	Oct 2024 Mortgage Jun 2022 Mortgage
APN	`GE0137-0-0`

Property Details

APN / Parcel Number

Primary APN	`GE0137-0-0`
Alternative APN	`26556`

Interior

Full Baths	1 Bath
Building Area	1,982 sqft Total Area
1st Floor Area	1,296 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2024
Exterior Material	Combination
Roof Type	Gable
Roof Material	Metal
Lot Area	48,787 sqft (1.12 acres)
Lot Dimensions	101 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	330 sqft
Carport	Carport
Carport Area	330 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Patio Area	528 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	GE0137-0-0
Street Address	103 SMITH RD
City	FREDERICKSBURG
State	TX
Zip	78624-3026
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SMITH, JAMES & DOREEN SUBD LOT 4, 1.12, B & B B & B
Legal Subdivision	SMITH, JAMES & DOREEN SUBD
Legal Lot Number	4
Jurisdiction	GILLESPIE TX
Township / Civil Division	FREDERICKSBURG
Census Block Group	1
Census Block	1062
Census Tract	950301

Owner

Source: Gillespie County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 GRANITE PATH PL, SPRING, TX 77389-6936
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2024	Warranty Deed, Transfer · Conventional Mortgage SECURITY STATE BANK & TRUST
Jun 24, 2022	Vendor's Lien, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2024 · Amount on Record
Deed Sale	Oct 17, 2024 · Amount on Record
Prior Sale	Jun 24, 2022 · Amount on Record
Deed Document Number	20245329
Record Updated	Sep 20, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILLESPIE TX
Recording Date	Oct 17, 2024
Property Address	103 SMITH RD, FREDERICKSBURG, TX 78624-3026
Document Number	0020245329
Map Reference	VOL 5 PG 152
Instrument Date	Oct 15, 2024
Instrument	20245329
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 GRANITE PATH PL, THE WOODLANDS, TX 77389-6936

Mortgage

Document Number	0020245330
Date	Oct 17, 2024
Instrument	20245330

Lender

Name	SECURITY STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GILLESPIE TX
Recording Date	Jun 24, 2022
Property Address	103 SMITH RD, FREDERICKSBURG, TX 78624-3026
Document Number	0020220556
Map Reference	VOL 5 PG 152
Instrument Date	Jun 22, 2022
Instrument	20220556
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 STONE FRST, FREDERICKSBURG, TX 78624-6784

Mortgage

Document Number	0020224557
Date	Jun 24, 2022
Instrument	20224557

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	Other
Max Rate	15%

Tax Assessment & Valuation

Source: Gillespie County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Gillespie County
Municipality	Fredericksburg City
Unified School District	Fredericksburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,299.00 (+119.26%)
2025		$842,150 (+164.69%) Land $176,420 Building $665,730	$842,150 (+164.69%) Land $176,420 Building $665,730
2024	$3,329.00 (-14.58%)
2023	$3,897.00 (+74.44%)	$318,170 Land $176,420 Building $141,750	$318,170 Land $176,420 Building $141,750
2022	$2,234.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 50% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hill Country Telecommunications, NexStream.

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