103 Skipper Cir, Oriental, NC 28571 Property Records

Pamlico County property record for 103 Skipper Cir, Oriental, NC 28571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 1987
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Jun 2013)
Tax Bill	$1,929 (2023)
Deeds & Mortgages	Jul 2018 Line of Credit Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`J082-478-12`

Property Details

APN / Parcel Number

Primary APN	`J082-478-12`
Alternative APNs	`6497269056000` `30608`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,716 sqft Finished Area
Sunroom	Sunroom
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Deck Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30608
Street Address	103 SKIPPER CIR
City	ORIENTAL
State	NC
Zip	28571-9654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK F LOT 12 SEA VISTA SKIPPERS CIRCLE 0003040 6497269056000
Legal Block	F
Legal Lot Number	12
Jurisdiction	PAMLICO NC
Township / Civil Division	2
Census Block Group	1
Census Block	1011
Census Tract	950202

Owner

Source: Pamlico County records, as of August 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	103 SKIPPER CIR, ORIENTAL, NC 28571-9654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST CO
Jun 27, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jun 16, 2023	Deed of Trust, Mortgage · Reverse Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2013 · Amount on Record
Deed Sale	Jun 7, 2013 · Amount on Record
Prior Sale	Jan 27, 2005 · Amount on Record
Deed Document Number	0000058124
Deed Book / Page	581 / 24
Record Updated	Jun 7, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	103 SKIPPER CIR, ORIENTAL, NC 28571-9654
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000639/0000000146
Date	Jul 12, 2018
Book Page	0000000639/0000000146

Lender

Name	BRANCH BANKING & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	103 SKIPPER CIR, ORIENTAL, NC 28571-9654
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SKIPPER CIR, ORIENTAL, NC 28571-9654

Mortgage

Document Number	000701/336
Date	Jun 27, 2022
Book Page	701/336

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	103 SKIPPER CIR, ORIENTAL, NC 28571-9654
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SKIPPER CIR, ORIENTAL, NC 28571-9654

Mortgage

Document Number	000714/443
Date	Jun 16, 2023
Book Page	714/443

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	976 Months
Due	Oct 11, 2104

Interest

Rate Type	Adjustable Rate
Rate	7.55%
Type Change Date	Aug 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.5%

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Municipality	Oriental Town
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,929.00	$220,458 Land $37,800 Building $182,658	$220,458 Land $37,800 Building $182,658

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 302 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	324 units insured incl. 22 condo units
Nearby Flood Claims	838 (1983–2019)
Claims Outside the SFHA	205 of 838
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 270 claims Hurricane Irene, Aug 2011 · 260 claims Hurricane Isabel, Sep 2003 · 208 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORIENTAL WATER SYSTEM serves 1,136 people · EPA ID NC0469020
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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