St. Johns County property record for 103 Sitara Ln, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6.5 ba · 5,791 sqft · built 2016 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,350,000 (Oct 2026) |
| Tax Bill | $11,805 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Feb 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 005732-3950 |
| Primary APN | 005732-3950 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 23 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,791 sqft Living Area |
| Gross Area | 7,527 sqft |
| 1st Floor Area | 3,354 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 1,256 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 976 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 103 SITARA LN |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-1219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75/61-78 CELESTINA PHASE 1B LOT 395 OR4220/175 |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 36 |
| Legal Subdivision | CELESTINA PHASE 1B |
| Legal Phase | 1B |
| Legal Block | 1 |
| Legal Lot Number | 395 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20801 |
103 Sitara Ln is owned and occupied by two individuals who bought it in October 2026.
Source: St. Johns County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 SITARA LN, SAINT JOHNS, FL 32259-1219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 20, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2026 · Amount on File |
| Deed Sale | Oct 5, 2026 · Amount on File |
| Prior Sale | Jul 8, 2016 · Amount on File |
| Deed Document Number | 202684372 |
| Deed Book / Page | 6447 / 1933 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 5, 2026 |
| Property Address | 103 SITARA LN, SAINT JOHNS, FL 32259-1219 |
| Document Number | 0000084372 |
| Book / Page | 6447 / 1933 |
| Instrument Date | Oct 1, 2026 |
| Instrument | 202684372 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $954,450.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 SITARA LN, SAINT JOHNS, FL 32259-1219 |
| Document Number | 0000084373, |
|---|---|
| Date | Oct 5, 2026 |
| Book Page | 6447/1935 |
| Instrument | 202684373 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 103 SITARA LN, SAINT JOHNS, FL 32259-1219 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 103 SITARA LN, SAINT JOHNS, FL 32259-1219 |
| Document Number | 0063090245 |
|---|---|
| Date | Feb 20, 2026 |
| Book Page | 6309/245 |
| Instrument | 2026014246 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 103 Sitara Ln was $11,805, up 9.2% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $754,015 (+2.7%) | $1,115,698 (-7.87%) Land $190,000 Building $925,698 | |
| 2025 | $11,805.00 (+9.19%) Homeowner's exemption | $734,192 (+2.9%) | $1,211,055 (+12.37%) Land $190,000 Building $1,021,055 |
| 2024 | $10,811.00 (+1.99%) Homeowner's exemption | $713,500 (+3%) | $1,077,740 (+27.41%) Land $180,000 Building $897,740 |
| 2023 | $10,600.00 (+2%) Homeowner's exemption | $692,718 (+3%) | $845,883 (+0.98%) Land $145,000 Building $700,883 |
| 2022 | $10,392.00 Homeowner's exemption | $672,542 | $837,653 Land $134,400 Building $703,253 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Sitara Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Sitara Ln is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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