Strafford County and Dover City property record for 103 Silver St, Dover, NH 03820
| Property Type | Commercial |
|---|---|
| Details | 10 bd · 10.5 ba · 5,693 sqft · built 1881 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,693,800 (Feb 2024) |
| Tax Bill | $30,225 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Feb 2024 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DOVR M:10117 B:L |
| Primary APN | DOVR M:10117 B:L |
|---|
| Bedrooms | 10 Beds |
|---|---|
| Full Baths | 10.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 3 Stories |
| Building Area | 5,693 sqft Total Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 2,431 sqft |
| Unfinished Basement | 2,431 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1881 |
|---|---|
| Effective Year Built | Effective 1881 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Lot Area | 21,344 sqft (0.49 acres) |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Street Address | 103 SILVER ST |
|---|---|
| City | DOVER |
| State | NH |
| Zip | 03820-3923 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | HR |
| Jurisdiction | DOVER CITY NH |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 81300 |
Source: Strafford County and Dover City records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 103 SILVER ST, DOVER, NH 03820-3923 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 1, 2024 | Deed of Trust, Mortgage · Stand-Alone First Mortgage BANKPROV |
| Feb 1, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANKPROV |
| Feb 20, 2019 | Deed of Trust, Mortgage OPTIMA BK&TR |
| Feb 14, 2019 | Loan Modification, Mortgage OPTIMA BK&TR |
| Feb 7, 2018 | Deed of Trust, Mortgage · Line of Credit OPTIMA BK&TR |
| Feb 7, 2018 | Deed of Trust, Mortgage GRANITE ST ECONOMIC DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2024 · Amount on Record |
| Deed Sale | Feb 1, 2024 · Amount on Record |
| Prior Sale | Dec 23, 2016 · Amount on Record |
| Deed Document Number | 20241279 |
| Deed Book / Page | 5163 / 809 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 103 SILVER ST, DOVER, NH 03820-3923 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 005163-889 |
|---|---|
| Date | Feb 1, 2024 |
| Book Page | 5163/889 |
| Instrument | 240001286 |
| Name | BANKPROV |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Recording Date | Feb 1, 2024 |
| Property Address | 103 SILVER ST, DOVER, NH 03820-3923 |
| Document Number | 005163-809 |
| Book / Page | 5163 / 809 |
| Instrument Date | Feb 1, 2024 |
| Instrument | 240001279 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 SPRUCE LN, DOVER, NH 03820-4419 |
| Document Number | 0240001280 |
|---|---|
| Date | Feb 1, 2024 |
| Instrument | 240001280 |
| Name | BANKPROV |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 005163-843 |
|---|---|
| Date | Feb 1, 2024 |
| Book Page | 5163/843 |
| Instrument | 240001282 |
| Name | BANKPROV |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 103 SILVER ST, DOVER, NH 03820-3923 |
| Document Number | 0046420265 |
| Instrument Date | Feb 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 103 SILVER ST DOVER NH 038203923, DOVER, NH 03820-3923 |
| Document Number | 0046420265 |
|---|---|
| Date | Mar 22, 2019 |
| Book Page | 004642/000265 |
| Instrument | 3316 |
| Name | OPTIMA BK&TR |
|---|---|
| Type | Bank |
| Address | PORTSMOUTH, NH 03801 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Mar 21, 2039 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 103 SILVER ST, DOVER, NH 03820-3923 |
| Document Number | 0046340829 |
| Instrument Date | Feb 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 103 SILVER ST DOVER NH 038203923, DOVER, NH 03820-3923 |
| Document Number | 0046340829 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 004634/000829 |
| Instrument | 1717 |
| Name | OPTIMA BK&TR |
|---|---|
| Type | Bank |
| Address | PORTSMOUTH, NH 03801 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 103 SILVER ST, DOVER, NH 03820-3923 |
| Document Number | 0045470346 |
| Instrument Date | Feb 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 103 SILVER ST DOVER NH 038203923, DOVER, NH 03820-3923 |
| Document Number | 0045470346 |
|---|---|
| Date | Feb 7, 2018 |
| Book Page | 004547/000346 |
| Instrument | 1621 |
| Name | OPTIMA BK&TR |
|---|---|
| Type | Bank |
| Address | PORTSMOUTH, NH 03801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 103 SILVER ST, DOVER, NH 03820-3923 |
| Document Number | 0045470359 |
| Instrument Date | Feb 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 103 SILVER ST DOVER NH 038203923, DOVER, NH 03820-3923 |
| Document Number | 0045470359 |
|---|---|
| Date | Feb 7, 2018 |
| Book Page | 004547/000359 |
| Instrument | 1622 |
| Name | GRANITE ST ECONOMIC DEV |
|---|---|
| Type | Construction/Development Company |
| Address | PORTSMOUTH, NH 03801 |
| Amount | Amount Recorded |
|---|
Source: Strafford County and Dover City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Strafford County |
| Municipality | Dover City |
| Unified School District | Dover School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $30,225.00 (+8.31%) | $1,535,800 (-) Land $178,200 Building $1,357,600 |
| 2024 | $27,905.00 (+0.55%) | $1,535,800 (+3.48%) Land $178,200 Building $1,357,600 |
| 2023 | $27,753.00 (+25.82%) | $1,484,100 (+33.49%) Land $165,800 Building $1,318,300 |
| 2022 | $22,058.00 | $1,111,800 Land $140,900 Building $970,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1988) |
| Most Recent Claim | Jun 1988 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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