103 Short St, Bromley (Covington), KY 41016 Property Records

Kenton County property record for 103 Short St, Bromley, KY 41016

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 675 sqft · built 1910
Lot Size0.193 acres (8,407 sqft)
OwnerIndividual Name on Record
Last Sale$68,900 (Dec 2022)
Tax Bill$276 (2025)
Deeds & MortgagesJan 2026 Mortgage
Dec 2022 Sale
+ 2 more
Flood ZoneZone AE (high risk)
APN026-23-03-007.00

Property Details

APN / Parcel Number

Primary APN026-23-03-007.00

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area675 sqft Finished Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area8,407 sqft (0.193 acres)
Lot Dimensions84.3 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address103 SHORT ST
CityBROMLEY
StateKY
Zip41016-1260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEVANS AMENDED BLK 6 LOTS 2-3-4-5 0.193 ACS 100'X 84.3' WS SHORT ST
Legal SubdivisionEVANS
Legal Phase6
Legal Block6
Legal Lot Number2-5
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group5
Census Block5033
Census Tract66900

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address103 SHORT ST, BROMLEY, KY 41016-1260
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 6, 2022Special Warranty Deed, Transfer
SERVICELINK CRS, SERVICELINK LLC
Dec 6, 2022Commissioner's Deed, Foreclosure
Feb 26, 2019Warranty Deed, Construction Loan · Line of Credit
FINANCE OF AMERICA COM'L LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2022 · Amount on Record
Deed SaleDec 6, 2022 · Amount on Record
Prior SaleDec 6, 2022 · Amount on Record
Deed Document Number2022202
Deed Book / Page202 / 921
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address103 SHORT ST, BROMLEY, KY 41016-1260
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 SHORT ST, BROMLEY, KY 41016-1260

Mortgage

Document Number0000001130
DateJan 16, 2026
Book PageKCM 726/669
Instrument26059000001130
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

December 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKENTON KY
Recording DateDec 6, 2022
Property Address103 SHORT ST, BROMLEY, KY 41016-1260
Document Number0005900202
Book / PageKC 203 / 923
Map ReferencePL 69
Instrument DateSep 22, 2022
Instrument22120605900202
Transaction TypeTransfer
Record UpdatedMar 9, 2023
Title CompanySERVICELINK CRS, SERVICELINK LLC

Transaction

AmountAmount Recorded
Tax$69.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15480 LAGUNA CANYON RD # RD100, RD100, IRVINE, CA 92618-2132

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 SHORT ST, BROMLEY, KY 41016-1260

December 2022: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionKENTON KY
Recording DateDec 6, 2022
Property Address103 SHORT ST, BROMLEY, KY 41016-1260
Document Number0005900201
Book / PageKC 203 / 918
Map ReferencePL 69
Instrument DateMay 2, 2022
Instrument22120605900201
Transaction TypeForeclosure
Record UpdatedMar 9, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address801 WARRENVILLE RD STE 260, 260, LISLE, IL 60532-4320

Transferred To (Grantee/Buyer)

NameVerified Name
Address801 WARRENVILLE RD STE 260, 260, LISLE, IL 60532-4320

February 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 26, 2019
Property Address103 SHORT ST, BROMLEY, KY 41016-1260
Document Number0000000217
Book / Page0C6607 / 000098
Instrument DateFeb 19, 2019
Instrument217
Transaction TypeConstruction Loan
Record UpdatedMar 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$46.80
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14 LAKE ST BROMLEY KY 410161204, BROMLEY, KY 41016-1204

Mortgage

Document Number219
DateFeb 26, 2019
Book Page0C6607/000101
Instrument219
Lender
NameFINANCE OF AMERICA COM'L LLC
AddressCHARLOTTE, NC 28210
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueFeb 25, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBromley City
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$80,600 (+16.98%) Land $15,000 Building $65,600$80,600 (+16.98%) Land $15,000 Building $65,600
2025$276.00 (-73.23%) Homeowner's exemption$68,900 (-) Land $8,000 Building $60,900$68,900 (-) Land $8,000 Building $60,900
2023$1,031.00$68,900 Land $8,000 Building $60,900$68,900 Land $8,000 Building $60,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 45 policies
Nearby Flood Policies45 in force
Nearby Flood Claims91 (1978–2025)
Claims Outside the SFHA11 of 91
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 7 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 14 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000

Nearby Properties on Short St

Nearby Streets

Search Property Records by Address or Parcel Number