103 Sheppard Rd, Oneida, TN 37841 Property Records

Scott County property record for 103 Sheppard Rd, Oneida, TN 37841

Property Summary

Property TypeSingle Family Home
Details1 ba · 3,066 sqft · built 1928
Lot Size1.1 acres (47,916 sqft)
OwnerIndividual Name on Record
Last Sale$86,904 (Sep 2020)
Tax Bill$2,641 (2025)
Deeds & MortgagesJul 2021 Mortgage
Apr 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN076052A F 01200

Property Details

APN / Parcel Number

Primary APN076052A F 01200
Alternative APN
  • 052A F 01200

Interior

Full Baths1 Bath
Half Baths1 Half Bath
Stories2 Stories
Building Area3,066 sqft Living Area
1st Floor Area2,184 sqft
Upper Floors Area1,176 sqft
Basement Area1,968 sqft
Finished Basement1,008 sqft
Unfinished Basement960 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1984
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area47,916 sqft (1.1 acres)
TerrainRolling
Garage TypeDetached
Garage Area1,600 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area424 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address103 SHEPPARD RD
CityONEIDA
StateTN
Zip37841-3271
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionONEIDA GUEST HOUSE
Legal SubdivisionONEIDA GUEST HOUSE
JurisdictionSCOTT TN
Township / Civil Division6
Census Block Group1
Census Block1031
Census Tract975101

Owner

Source: Scott County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address103 SHEPPARD RD, ONEIDA, TN 37841-3271
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OF ONEIDA
Apr 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OF ONEIDA
Oct 7, 2025Deed of Trust, Mortgage · Commercial Mortgage
CUMBERLAND BANK
Dec 21, 2012Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OF ONEIDA
Jun 2, 2025Warranty Deed, Transfer · Commercial Mortgage
UNITED CUMBERLAND BANK
Sep 9, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2020 · Amount on Record
Deed SaleSep 9, 2020 · Amount on Record
Prior SaleSep 21, 2016 · Amount on Record
Deed Document Number20202202
Deed Book / Page24 / 464
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT TN
Property Address103 SHEPPARD RD, ONEIDA, TN 37841-3271
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 SHEPPARD RD, ONEIDA, TN 37841-3271
InvestorPossibly a Property Investor

Mortgage

Document Number0000000035/0000000899
DateJul 2, 2021
Book Page0000000035/0000000899
Instrument21001726
Lender
NameFIRST NATIONAL BANK OF ONEIDA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueJan 1, 2022

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT TN
Property Address103 SHEPPARD RD, ONEIDA, TN 37841-3271
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 SHEPPARD RD, ONEIDA, TN 37841-3271
InvestorPossibly a Property Investor

Mortgage

Document Number0000000047/0000000843
DateApr 12, 2022
Book Page0000000047/0000000843
Instrument22000989
Lender
NameFIRST NATIONAL BANK OF ONEIDA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
DueJan 1, 2022

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT TN
Property Address103 SHEPPARD RD, ONEIDA, TN 37841-3271
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 SHEPPARD RD, ONEIDA, TN 37841-3271
InvestorPossibly a Property Investor

Mortgage

Document Number0000000097/0000000125
DateOct 7, 2025
Book Page0000000097/0000000125
Instrument722
Lender
NameCUMBERLAND BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT TN
Property Address103 SHEPPARD RD, ONEIDA, TN 37841-3271
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number000278/316
DateDec 21, 2012
Book Page278/316
Lender
NameFIRST NATIONAL BANK OF ONEIDA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term72 Months
DueJan 1, 2018

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT TN
Recording DateJun 2, 2025
Property Address103 SHEPPARD RD, ONEIDA, TN 37841-3271
Document Number000091/342
Book / Page91 / 342
Instrument DateMay 14, 2025
Instrument25001362
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 SHEPPARD RD, ONEIDA, TN 37841-3271
InvestorPossibly a Property Investor

Mortgage

Document Number0025001360
DateJun 2, 2025
Instrument25001360
Lender
NameUNITED CUMBERLAND BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term235 Months
DueJan 1, 2045

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT TN
Recording DateSep 9, 2020
Property Address103 SHEPPARD RD, ONEIDA, TN 37841-3271
Document Number000024/464
Book / Page24 / 464
Instrument DateSep 9, 2020
Instrument20002202
Transaction TypeTransfer
Record UpdatedApr 9, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 SHEPPARD RD, ONEIDA, TN 37841-3271
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyScott County
MunicipalityOneida Town
Unified School DistrictOneida Special School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,641.00$84,550 (-) Land $17,450 Building $67,100
2023$84,550 Land $17,450 Building $67,100$338,200 Land $69,800 Building $268,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Highland Telephone Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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