103 Shell Trl, Satsuma, FL 32189 Property Records

Putnam County property record for 103 Shell Trl, Satsuma, FL 32189 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1981
Square Footage	2,380 sqft Living Area
Lot Size	99,752 sqft (2.29 acres)
Occupancy	Owner Occupied
Last Sale	$159,000 (2000)
Tax Bill	$4,516.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`28-11-26-0000-001.2-000.0`
Alternative APN	`86560`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	2,380 sqft Living Area
1st Floor	2,836 sqft 1st Floor
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1981
Exterior Material	Stucco Exterior
Lot Area	99,752 sqft (2.29 acres)
Depth X Width	496 ft x 140 ft Depth x Width
Porch	1 Porch
Porch Area	336 sqft Porch

Utilities and HVAC

Heating System	Heat Pump Heating

Location & Zoning

Account Number	86560
Street Address	103 SHELL TRL
City	SATSUMA
State	FL
Zip	32189-3413
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PT OF GOVT LOT 1 E OF RIVER, O
Legal Range	26E
Legal Township	11S
Legal Section	28
Legal Lot Number	1
Jurisdiction	PUTNAM FL
Minor Civil Division	CRESCENT CITY
Census Blockgroup	2
Census Block	2004
Census Tract	951300

Owner

Source: Putnam County records · APN 28-11-26-0000-001.2-000.0

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	103 SHELL TRL, SATSUMA, FL 32189-3413
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 03, 2000 · Amount on Record
Deed Sale	Feb 03, 2000 · Amount on Record
Deed Doc Number	380937
Deed Book / Page	0815 / 0617
Record Refreshed	Jun 08, 2026

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PUTNAM FL
Recording Date	Aug 02, 2019
Property Address	103 SHELL TRL, SATSUMA, FL 32189-3413
Document Number	0015500726
Book / Page	001550 / 000726
Instrument Date	Jul 26, 2019
Instrument	54013835
Transaction Type	Construction Loan
Record Updated	Aug 21, 2019
Title Company	TITLE AMERICA RE CLOSINGS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SHELL TRL SATSUMA FL 321893413, SATSUMA, FL 32189-3413

Mortgage

Document Number	15500726
Date	Aug 02, 2019
Book Page	001550/000726
Instrument	54013835

Lender

Name	MELVIN & SHERAN CARTER
Address	305 PORPOISE POINT DR, ST AUGUSTINE, FL 32084-2957

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 01, 2020

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,516.00 (+11.34%) Homeowner's exemption	$289,280 (+5.98%)	$420,760 (-3.04%) Land $235,870 Building $184,890
2023	$4,056.00 (+5.35%) Homeowner's exemption	$272,950 (+3%)	$433,950 (+6.58%) Land $235,870 Building $198,080
2022	$3,850.00 Homeowner's exemption	$265,000	$407,150 Land $235,870 Building $171,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (12107C), updated February 2, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 32% of Florida
Wildfire Likelihood	About 1 in 775 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.