103 Severn Dr, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 103 Severn Dr, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,859 sqft · built 1930
Lot Size	0.373 acres (16,242 sqft)
Owner	Individual Name on Record
Last Sale	$389,000 (Aug 2017)
Tax Bill	$4,001 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-746-10460505`

Property Details

APN / Parcel Number

Primary APN	`02-746-10460505`
Alternative APNs	`2-746-10460505` `74610460505`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,859 sqft Living Area
1st Floor Area	1,259 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	16,242 sqft (0.373 acres)
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	74610460505
Street Address	103 SEVERN DR
City	ANNAPOLIS
State	MD
Zip	21401-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LTS 1 TO 6 8 BK 6 SEVERN GROVE
Legal Subdivision	SEVERN GROVE
Legal Block	6
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2024
Census Tract	702702

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 SEVERN DR, ANNAPOLIS, MD 21401-2928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIME CHOICE FUNDING INC
Aug 28, 2017	Grant Deed, Transfer · Conventional Mortgage SOUTHERN TR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2017 · Amount on Record
Deed Sale	Aug 28, 2017 · Amount on Record
Prior Sale	Sep 7, 2012 · Amount on Record
Deed Document Number	201731295-426
Prior Transfer Date	Jan 19, 2006
Prior Transfer Doc	0174290592
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	103 SEVERN DR, ANNAPOLIS, MD 21401-2928
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SEVERN DR, ANNAPOLIS, MD 21401-2928

Mortgage

Document Number	0365000283
Date	Apr 7, 2021
Book Page	36500/283

Lender

Name	PRIME CHOICE FUNDING INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 28, 2017
Property Address	103 SEVERN DR, ANNAPOLIS, MD 21401-2928
Document Number	0312950426
Book / Page	031295 / 000426
Instrument Date	Aug 9, 2017
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$389.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SEVERN DR ANNAPOLIS MD 214012928, ANNAPOLIS, MD 21401-2928

Mortgage

Document Number	312950434
Date	Aug 28, 2017
Book Page	031295/000434

Lender

Name	SOUTHERN TR MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$507,633 (+3.83%)	$545,100 (+11.5%) Land $292,800 Building $252,300
2025	$4,001.00 (+3.01%) Homeowner's exemption	$488,900 (+25.48%) Land $292,800 Building $196,100	$488,900 (-) Land $292,800 Building $196,100
2024	$3,884.00 (+36.38%)
2023	$2,848.00 Homeowner's exemption	$389,633	$488,900 Land $292,800 Building $196,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2003–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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