103 Seton Hill Rd, Williamsburg, VA 23188 Property Records

James City County property record for 103 Seton Hill Rd, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,106 sqft · built 1988
Lot Size	0.173 acres (7,536 sqft)
Owner	Individual Name on File
Last Sale	$284,900 (Jul 2016)
Tax Bill	$3,387 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-3 24-0-0011`

Property Details

APN / Parcel Number

Primary APN	`32-3 24-0-0011`
Alternative APN	`20787`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,106 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Wood Shingle
Lot Area	7,536 sqft (0.173 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	20787
Street Address	103 SETON HILL RD
City	WILLIAMSBURG
State	VA
Zip	23188-1579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL
Legal Description	L-11 PH-1 SETON HILL
Legal Subdivision	WINDSOR FOREST
Legal Phase	1
Legal Lot Number	11
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	1
Census Block	1005
Census Tract	80208

Owner

103 Seton Hill Rd is owned and occupied by an individual who bought it in July 2016.

Source: James City County records, as of May 8, 2026

Owner of Record	Individual Name on File
Mailing Address	103 SETON HILL RD, WILLIAMSBURG, VA 23188-1579
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2016 · Amount on File
Deed Sale	Jul 5, 2016 · Amount on File
Prior Sale	Jul 30, 2002 · Amount on File
Deed Document Number	201612093
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	103 SETON HILL RD, WILLIAMSBURG, VA 23188-1579
Document Number	0000016771
Instrument Date	Sep 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SETON HILL RD WILLIAMSBURG VA 231881579, WILLIAMSBURG, VA 23188-1579

Mortgage

Document Number	0000016771
Date	Oct 1, 2020
Instrument	16771

Lender

Name	AMERISAVE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 103 Seton Hill Rd was $3,387, up 6.4% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,387.00 (+6.41%)	$408,100 Land $75,100 Building $333,000	$408,100 Land $75,100 Building $333,000
2024	$3,183.00 (+17.89%)
2023	$2,700.00	$325,400 Land $61,200 Building $264,200	$325,400 Land $61,200 Building $264,200
2022	$2,700.00
2019	$2,527.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Seton Hill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Seton Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30