Washington County property record for 103 Sentry Rdg, Smithsburg, MD 21783 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 3.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 2002 |
| Square Footage | 1,320 sqft Total Area |
| Lot Size | 1,580 sqft (0.036 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $235,900 (2021) |
| Tax Bill | $1,857.00 (2025) |
| Primary APN | 07-029403 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,320 sqft Total Area |
| Basement Area | 630 sqft Basement |
| Finished Basement | 630 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 1,580 sqft (0.036 acres) |
| Deck Area | 140 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 029403 |
|---|---|
| Street Address | 103 SENTRY RDG |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1589 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT P43 1580 SQ FT 103 SENTRY RIDGE WHISPERING RIDGE |
| Legal Subdivision | WHISPERING RIDGE |
| Legal Lot Number | P43 |
| Jurisdiction | WASHINGTON MD |
| Minor Civil Division | 7, SMITHSBURG |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 11301 |
Source: Washington County records · APN 07-029403
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 SENTRY RDG, SMITHSBURG, MD 21783-1589 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 23, 2017 | Deed of Trust, Mortgage · Commercial Mortgage MIDDLETOWN VALLEY BANK |
| Dec 16, 2021 | Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 16, 2021 · Amount on Record |
| Deed Sale | Dec 16, 2021 · Amount on Record |
| Prior Sale | Oct 17, 2013 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 103 SENTRY RDG, SMITHSBURG, MD 21783-1589 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0055070444 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 5507/0444 |
| Instrument | 5507-0444 |
| Name | MIDDLETOWN VALLEY BANK |
|---|---|
| Type | Bank |
| Address | MIDDLETOWN, MD 21769 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Dec 16, 2021 |
| Property Address | 103 SENTRY RDG, SMITHSBURG, MD 21783-1589 |
| Document Number | 0068690060 |
| Book / Page | 6869 / 60 |
| Map Reference | FO 6749 |
| Instrument Date | Dec 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2023 |
| Title Company | STERLING SETTLEMENT SERVICES, STERLING STLMT SVCS OF HAGER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 711 KNIGHTSBRIDGE DR APT 8, 8, HAGERSTOWN, MD 21740-7475 |
| Document Number | 0000686967 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 6869/67 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234,733 (+15.14%) | $265,600 (-) Land $45,000 Building $220,600 | |
| 2025 | $1,857.00 (+21.53%) Homeowner's exemption | $203,867 (+22.05%) | $265,600 (+53.53%) Land $45,000 Building $220,600 |
| 2023 | $1,528.00 | $167,033 | $173,000 Land $45,000 Building $128,000 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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