103 Sentry Ct, Winchester, VA 22603 Property Records

Frederick County property record for 103 Sentry Ct, Winchester, VA 22603

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,408 sqft · built 2006
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$245,000 (May 2011)
Tax Bill$3,209 (2026)
Deeds & MortgagesJul 2026 Line of Credit
Mar 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN54N2-5-96

Property Details

APN / Parcel Number

Primary APN54N2-5-96
Alternative APN
  • 8042986

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,408 sqft Living Area
Gross Area5,634 sqft
1st Floor Area1,634 sqft
Basement Area1,634 sqft
Finished Basement1,634 sqft
Unfinished Basement1,634 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
TerrainRolling
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Deck Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8042986
Street Address103 SENTRY CT
CityWINCHESTER
StateVA
Zip22603-8628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionSTAR FORT L96 S5
Legal SubdivisionSTAR FORT
Legal Lot Number96
JurisdictionFREDERICK VA
Township / Civil DivisionSTONEWALL
Census Block Group3
Census Block3007
Census Tract51102

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 SENTRY CT, WINCHESTER, VA 22603-8628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Mar 19, 2020Deed of Trust, Mortgage · Line of Credit
TRUIST BK
Feb 22, 2018Grant Deed, Transfer · Conventional Mortgage
INTEGRITY HM MTG
Jan 12, 2017Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2011 · Amount on Record
Deed SaleMay 16, 2011 · Amount on Record
Prior SaleOct 26, 2010 · Amount on Record
Deed Book / Page1100 / 4203
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Recording DateJul 24, 2026
Property Address103 SENTRY CT, WINCHESTER, VA 22603-8628
Document Number0000007590
Instrument DateJul 19, 2026
Instrument20267590
Transaction TypeMortgage
Record UpdatedAug 7, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 SENTRY CT, WINCHESTER, VA 22603-8628
InvestorPossibly a Property Investor

Mortgage

Document Number0000007590,
DateJul 24, 2026
Instrument20267590
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.47%
Max Rate-1%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address103 SENTRY CT, WINCHESTER, VA 22603-8628
Document Number0000003628
Instrument DateMar 19, 2020
Transaction TypeMortgage
Record UpdatedMay 20, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 SENTRY CT WINCHESTER VA 226038628, WINCHESTER, VA 22603-8628

Mortgage

Document Number0000003628
DateMar 30, 2020
Instrument3628
Lender
NameTRUIST BK
AddressRICHMOND, VA 23224
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK VA
Recording DateFeb 22, 2018
Property Address103 SENTRY CT, WINCHESTER, VA 22603-8628
Document Number0000001676
Instrument DateFeb 22, 2018
Instrument1676
Transaction TypeTransfer
Record UpdatedFeb 28, 2018
Title CompanyDIRECT TITLE SOLUTIONS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$389.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address103 SENTRY CT WINCHESTER VA 226038628, WINCHESTER, VA 22603-8628

Mortgage

Document Number1677
DateFeb 22, 2018
Instrument1677
Lender
NameINTEGRITY HM MTG
TypeMortgage Company
AddressWINCHESTER, VA 22602
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 21, 2048

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address103 SENTRY CT, WINCHESTER, VA 22603-8628
Document Number0000000839
Instrument DateJan 12, 2017
Transaction TypeMortgage
Record UpdatedApr 24, 2017
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address103 SENTRY CT WINCHESTER VA 226038628, WINCHESTER, VA 22603-8628

Mortgage

Document Number0000000839
DateJan 26, 2017
Instrument839
Lender
NameBRANCH BK&TR
TypeBank
AddressRICHMOND, VA 23219-4079
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,209.00 (+10.43%)$605,500 Land $93,000 Building $512,500$605,500 Land $93,000 Building $512,500
2025$2,906.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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