Madison County property record for 103 Seneca Ln, Gurley, AL 35748 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,085 sqft · built 1997 |
| Lot Size | 0.687 acres (29,969 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $182,000 (Oct 2018) |
| Tax Bill | $845 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01-02-0-000-059.000 |
| Primary APN | 12-01-02-0-000-059.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,085 sqft Living Area |
| 1st Floor Area | 2,085 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 29,969 sqft (0.687 acres) |
| Lot Dimensions | 192 ft deep x 156 ft wide |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 479513 |
|---|---|
| Street Address | 103 SENECA LN |
| City | GURLEY |
| State | AL |
| Zip | 35748-9781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BLK 3 CHALLENGE ESTATES PH I PB 19 PG 56 |
| Legal Range | 02E |
| Legal Township | 03S |
| Legal Section | 02 |
| Legal Subdivision | CHALLENGE ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | NEW MARKET |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 10101 |
Source: Madison County records · APN 12-01-02-0-000-059.000
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 SENECA LN, GURLEY, AL 35748-9781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 09, 2018 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Jan 31, 2017 | Warranty Deed, Transfer · VA Mortgage REDSTONE FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 09, 2018 · Amount on Record |
| Deed Sale | Oct 09, 2018 · Amount on Record |
| Prior Sale | Jan 31, 2017 · Amount on Record |
| Deed Document Number | 20181009000065072 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 103 SENECA LN, GURLEY, AL 35748-9781 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 202100035139 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2021-00035139 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Oct 09, 2018 |
| Property Address | 103 SENECA LN, GURLEY, AL 35748-9781 |
| Document Number | 0000065072 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 65072 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2018 |
| Title Company | AMROCK INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 SENECA LN GURLEY AL 357489781, GURLEY, AL 35748-9781 |
| Document Number | 65073 |
|---|---|
| Date | Oct 09, 2018 |
| Instrument | 65073 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 08, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jan 31, 2017 |
| Property Address | 103 SENECA LN, GURLEY, AL 35748-9781 |
| Document Number | 0000055610 |
| Map Reference | MB 19 PG 56 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 20170131000055610 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $163.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 SENECA LN, 103, GURLEY, AL 35748-9781 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 103 SENECA LN, GURLEY, AL 35748-9781 |
| Document Number | 0000055620 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 20170131000055620 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
Source: Madison County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $845.00 (+8.06%) Homeowner's exemption | $24,560 (+7.53%) Land $940 Building $23,620 | $245,400 (+7.44%) Land $9,400 Building $236,000 |
| 2023 | $782.00 (+9.83%) Homeowner's exemption | $22,840 (+9.28%) Land $940 Building $21,900 | $228,400 (+9.39%) Land $9,400 Building $219,000 |
| 2022 | $712.00 Homeowner's exemption | $20,900 Land $940 Building $19,960 | $208,800 Land $9,400 Building $199,400 |
Source: FEMA National Flood Hazard Layer, Madison County (01089C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010890101012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019, rainfall accumulation, Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Wildfire Risk | Low above 20% of the US · above 8% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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