Dare County property record for 103 Sea Tern Dr E, Duck, NC 27949
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,764 sqft · built 2002 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $534,000 (May 2018) |
| Tax Bill | $5,650 (2025) |
| Deeds & Mortgages | May 2018 Mortgage May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 995010479131 |
| Primary APN | 995010479131 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,764 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 995010479131 |
|---|---|
| Old Parcel Number | 995000479131 |
| Street Address | 103 SEA TERN DR E |
| City | DUCK |
| State | NC |
| Zip | 27949-4494 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 26 BLK: SEC: PL: B SL: 42 |
| Legal Subdivision | SEA TERN LOTS 18-28 |
| Legal Lot Number | 26 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 970101 |
Source: Dare County records · APN 995010479131
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 SEA TERN DR E, DUCK, NC 27949-4494 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2018 | Deed of Trust, Mortgage PRIME LENDING INC |
| May 29, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 29, 2018 · Amount on Record |
| Deed Sale | May 29, 2018 · Amount on Record |
| Prior Sale | Aug 18, 2006 · Amount on Record |
| Deed Document Number | 0002239869 |
| Deed Book / Page | 2239 / 869 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 103 SEA TERN DR E, DUCK, NC 27949-4494 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002239/0000000871 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 0000002239/0000000871 |
| Instrument | 000700052824 |
| Name | PRIME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 356 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | May 29, 2018 |
| Property Address | 103 SEA TERN DR E, DUCK, NC 27949-4494 |
| Document Number | 002239/869 |
| Book / Page | 2239 / 869 |
| Instrument Date | May 25, 2018 |
| Instrument | 000700052823 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2501 RANSDELL ST, INDIANAPOLIS, IN 46225-2118 |
Source: Dare County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Duck Town |
| Unified School District | Dare County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,650.00 (+28.79%) | $1,055,500 (+80.91%) Land $450,000 Building $605,500 | |
| 2023 | $4,387.00 | $583,452 Land $202,500 Building $380,952 | |
| 2020 | $1,055,500 Land $450,000 Building $605,500 |
Source: FEMA National Flood Hazard Layer as of May 11, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 1,132 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,493 units insured incl. 361 condo units |
| Nearby Flood Claims | 732 (1978–2024) |
| Claims Outside the SFHA | 327 of 732 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 40 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHERN OUTER BANKS WTR SYST serves 8,209 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | DARE COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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