103 SE 74th St, Oak Island, NC 28465 Property Records

Brunswick County property record for 103 SE 74th St, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,052 sqft · built 2007
Lot Size	0.159 acres (6,926 sqft)
Owner	Company Name on Record
Last Sale	$921,000 (May 2022)
Tax Bill	$3,658 (2025)
Deeds & Mortgages	Jul 2022 Transfer May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`250BL02111`

Property Details

APN / Parcel Number

Primary APN	`250BL02111`
Alternative APNs	`207507587872` `80109760` `80130037`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,052 sqft Heated Area
Gross Area	3,306 sqft
1st Floor Area	250 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	6,926 sqft (0.159 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80130037
Street Address	103 SE 74TH ST
City	OAK ISLAND
State	NC
Zip	28465-4341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-11 B-7B S-ELB EAST BEACH PL 36/121
Legal Subdivision	EAST BEACH SUBDIVISION
Legal Block	7B
Legal Lot Number	11
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	3
Census Block	3014
Census Tract	20315

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	8905 CARNEROS CREEK RD, CHARLOTTE, NC 28214-2287
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Intrafamily Transfer, Transfer
May 25, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 17, 2022	Intrafamily Transfer, Transfer
Apr 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Jun 26, 2009 · Amount on Record
Deed Book / Page	4856 / 556
Prior Transfer Date	May 12, 2022
Prior Transfer Doc	0048510293
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRUNSWICK NC
Recording Date	Jul 25, 2022
Property Address	103 SE 74TH ST, OAK ISLAND, NC 28465-4341
Document Number	0048870995
Book / Page	4887 / 995
Map Reference	CAB 36 PG 121
Instrument Date	Jul 19, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8905 CARNEROS CREEK RD, 8905, CHARLOTTE, NC 28214-2287

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8905 CARNEROS CREEK RD, CHARLOTTE, NC 28214-2287

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	May 25, 2022
Property Address	103 SE 74TH ST, OAK ISLAND, NC 28465-4341
Document Number	0048560556
Book / Page	4856 / 556
Map Reference	CAB 36 PG 121
Instrument Date	May 13, 2022
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,842.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2801 WAMATH DR, 2801, CHARLOTTE, NC 28210-4886

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8905 CARNEROS CREEK RD, CHARLOTTE, NC 28214-2287

Mortgage

Document Number	0004856566
Date	May 25, 2022
Instrument	4856/566

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRUNSWICK NC
Recording Date	May 17, 2022
Property Address	103 SE 74TH ST, OAK ISLAND, NC 28465-4341
Document Number	0048510293
Book / Page	4851 / 293
Map Reference	CAB 36 PG 121
Instrument Date	May 12, 2022
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2801 WAMATH DR, 2801, CHARLOTTE, NC 28210-4886

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 WAMATH DR, CHARLOTTE, NC 28210-4886

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 22, 2021
Property Address	103 SE 74TH ST, OAK ISLAND, NC 28465-4341
Document Number	0046011159
Book / Page	4601 / 1159
Map Reference	CAB 36 PG 121
Instrument Date	Mar 25, 2021
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SE 74TH ST, OAK ISLAND, NC 28465-4341

Mortgage

Document Number	46011162
Date	Apr 22, 2021
Instrument	4601/1162

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	103 SE 74TH ST, OAK ISLAND, NC 28465-4341
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043270590
Date	Mar 9, 2020
Book Page	4327/590

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$957,580 (-) Land $250,000 Building $707,580	$957,580 (-) Land $250,000 Building $707,580
2025	$3,658.00 (-9.83%)	$957,580 (-) Land $250,000 Building $707,580	$957,580 (-) Land $250,000 Building $707,580
2024	$4,057.00
2023		$957,580 Land $250,000 Building $707,580	$957,580 Land $250,000 Building $707,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 168 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	218 units insured incl. 50 condo units
Nearby Flood Claims	9 (2018–2024)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Potential Tropical Cyclone Eight, Sep 2024 · 3 claims Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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