103 SE 2nd St, Palatka, FL 32177 Property Records

Putnam County property record for 103 SE 2nd St, Palatka, FL 32177

Property Summary

Property Type	Vacant Land
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on Record
Last Sale	$7,000 (Dec 2020)
Tax Bill	$131 (2025)
Deeds & Mortgages	Dec 2020 Sale Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-09-27-0000-0070-0020`

Property Details

APN / Parcel Number

Primary APN	`03-09-27-0000-0070-0020`
Alternative APN	`97680`

Exterior

Lot Area	78,408 sqft (1.8 acres)

Location & Zoning

Account Number	97680
Street Address	103 SE 2ND ST
City	PALATKA
State	FL
Zip	32177-7017
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	PT OF SE1/4 OF SW1/4 OR1110, P88 (LOT 2 UNIT 4 RIO DE, ST JOHN UNRECORDED)
Legal Range	27E
Legal Township	09S
Legal Section	03
Legal Subdivision	RIO DE ST JOHN
Legal Lot Number	2
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	2
Census Block	2016
Census Tract	950100

Owner

Source: Putnam County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16651 SW 42ND LOOP, OCALA, FL 34481-6701
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Warranty Deed, Transfer NOT AVAILABLE
Dec 15, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jul 24, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	Dec 15, 2020 · Amount on Record
Deed Document Number	202023328
Deed Book / Page	1601 / 398
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Dec 22, 2020
Property Address	103 SE 2ND ST, PALATKA, FL 32177-7017
Document Number	0016010398
Book / Page	001601 / 000398
Instrument Date	Dec 22, 2020
Instrument	54023328
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$49.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16651 SW 42ND LOOP OCALA FL 344816701, OCALA, FL 34481-6701

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Dec 15, 2020
Property Address	103 SE 2ND ST, PALATKA, FL 32177-7017
Document Number	0016000177
Book / Page	001600 / 000177
Instrument Date	Dec 11, 2020
Instrument	54022718
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$49.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16651 SW 42ND LOOP OCALA FL 344816701, OCALA, FL 34481-6701

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jul 24, 2020
Property Address	103 SE 2ND ST, PALATKA, FL 32177-7017
Document Number	0015831326
Book / Page	001583 / 001326
Instrument Date	Jul 23, 2020
Instrument	54012640
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$77.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	777 BRICKELL AVE #500-93851 MIAMI FL 331312809, 500-93, MIAMI, FL 33131-2809

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$131.00 (-18.13%)	$10,800 (-4%) Land $10,800	$10,800 (-4%) Land $10,800
2023	$160.00 (+29.03%)	$18,000 (+25%)	$18,000 (+25%) Land $18,000
2022	$124.00	$14,400	$14,400 Land $14,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	12 (2004–2017)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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