103 School St, Stem, NC 27581 Property Records

Granville County property record for 103 School St, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,958 sqft · built 2022
Lot Size	1.63 acres (71,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$62,500 (Dec 2021)
Tax Bill	$3,608 (2025)
Deeds & Mortgages	May 2022 Construction Loan Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`088917014174`

Property Details

APN / Parcel Number

Primary APN	`088917014174`
Alternative APN	`1070833`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,958 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Foundation Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	71,003 sqft (1.63 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1070833
Street Address	103 SCHOOL ST
City	STEM
State	NC
Zip	27581-9443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	103 SCHOOL ST
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	4
Census Block	4010
Census Tract	970701

Owner

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2314 FERRELL RD, DURHAM, NC 27704-3706
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Construction Mortgage TRUIST BANK
Dec 7, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2021 · Amount on Record
Deed Sale	Dec 7, 2021 · Amount on Record
Deed Book / Page	1877 / 718
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	103 SCHOOL ST, STEM, NC 27581-9443
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001904/431
Date	May 20, 2022
Book Page	1904/431

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Dec 7, 2021
Property Address	103 SCHOOL ST, STEM, NC 27581-9443
Document Number	001877/718
Book / Page	1877 / 718
Map Reference	MB 49 PG 23
Instrument Date	Dec 7, 2021
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Amount	Amount Recorded
Tax	$125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 FERRELL RD, DURHAM, NC 27704-3706

Tax Assessment & Valuation

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Municipality	Stem Town
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,623 (+6.22%) Land $44,683 Building $313,940
2025	$3,608.00 (+24.2%)	$337,623 (+58.4%) Land $23,683 Building $313,940	$358,623 (+6.22%) Land $44,683 Building $313,940
2024			$337,623 (+58.4%) Land $23,683 Building $313,940
2023	$2,905.00 (+1,062%)	$213,142 (+1,064.84%) Land $21,250 Building $191,892	$213,142 (+1,064.84%) Land $21,250 Building $191,892
2022	$250.00	$18,298 Land $18,298	$18,298 Land $18,298

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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