Naugatuck Borough property record for 103 School St, Naugatuck, CT 06770
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,088 sqft · built 1981 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Jun 2017) |
| Tax Bill | $6,406 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Mar 2025 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-4710 |
| Primary APN | 40-4710 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| Gross Area | 2,228 sqft |
| 1st Floor Area | 1,088 sqft |
| Basement Area | 1,020 sqft |
| Unfinished Basement | 450 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 40-4710 |
|---|---|
| Street Address | 103 SCHOOL ST |
| City | NAUGATUCK |
| State | CT |
| Zip | 06770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Lot Number | 4710 |
| Jurisdiction | NAUGATUCK CT |
| Township / Civil Division | NAUGATUCK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 345100 |
103 School St is owned and occupied by two individuals who bought it in June 2017.
Source: Naugatuck Borough records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 SCHOOL ST, NAUGATUCK, CT 06770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Line of Credit DART COLLATERAL NAGE |
| Mar 11, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2017 · Amount on File |
| Deed Sale | Jun 27, 2017 · Amount on File |
| Prior Sale | Mar 1, 2017 · Amount on File |
| Deed Book / Page | 997 / 212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Property Address | 103 SCHOOL ST, NAUGATUCK, CT 06770 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001179-68 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 1179/68 |
| Instrument | 2026-936 |
| Name | DART COLLATERAL NAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Property Address | 103 SCHOOL ST, NAUGATUCK, CT 06770 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001156-242 |
|---|---|
| Date | Mar 11, 2025 |
| Book Page | 1156/242 |
| Instrument | 2025-801 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
The 2026 property tax bill for 103 School St was $6,406.
Source: Naugatuck Borough assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Naugatuck Borough |
| Unified School District | Naugatuck School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,406.00 | $158,410 (-) Land $18,900 Building $139,510 | $320,584 (+189.11%) |
| 2025 | $158,410 Land $18,900 Building $139,510 | $110,887 Land $13,230 Building $97,657 | |
| 2024 | $6,303.00 (-11.09%) | ||
| 2023 | $7,089.00 | $158,410 Land $18,900 Building $139,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 School St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 103 School St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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