Effingham County property record for 103 Scholar Rd, Guyton, GA 31312 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,622 sqft · built 1991 |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Jan 2022) |
| Tax Bill | $4,829 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0417D-033-000 |
| Primary APN | 0417D-033-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,622 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Garage Area | 690 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 465 sqft |
| Deck Area | 360 sqft |
| Patio Area | 889 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 14199 |
|---|---|
| Old Parcel Number | 0417D033 |
| Street Address | 103 SCHOLAR RD |
| City | GUYTON |
| State | GA |
| Zip | 31312-6296 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 33 |
| Legal Subdivision | S EFFINGHAM WOODS |
| Legal Phase | 2 |
| Legal Lot Number | 33 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 30301 |
Source: Effingham County records · APN 0417D-033-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 103 SCHOLAR RD, GUYTON, GA 31312-6296 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 04, 2022 | Deed of Trust, Mortgage · VA Mortgage PRIME LENDING |
| May 26, 2017 | Deed of Trust, Mortgage RENASANT BANK |
| Jan 04, 2022 | Warranty Deed, Transfer |
| Jul 31, 2017 | Warranty Deed, Transfer · FHA Mortgage FIDELITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 04, 2022 · Amount on Record |
| Deed Sale | Jan 04, 2022 · Amount on Record |
| Prior Sale | Jul 31, 2017 · Amount on Record |
| Deed Document Number | 0000275534 |
| Deed Book / Page | 2755 / 34 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 103 SCHOLAR RD, GUYTON, GA 31312-6296 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 103 SCHOLAR RD, GUYTON, GA 31312-6296 |
| Document Number | 0000002755/0000000040 |
|---|---|
| Date | Jan 04, 2022 |
| Book Page | 0000002755/0000000040 |
| Instrument | 000075 |
| Name | PRIME LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 103 SCHOLAR RD, GUYTON, GA 31312-6296 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002408/194 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 2408/194 |
| Instrument | 004794 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Jun 01, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jan 04, 2022 |
| Property Address | 103 SCHOLAR RD, GUYTON, GA 31312-6296 |
| Document Number | 0002755/34 |
| Book / Page | 2755 / 34 |
| Instrument Date | Jan 04, 2022 |
| Instrument | 2022-000016 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 SCHOLAR RD, GUYTON, GA 31312-6296 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 31, 2017 |
| Property Address | 103 SCHOLAR RD, GUYTON, GA 31312-6296 |
| Document Number | 002420/682 |
| Book / Page | 2420 / 682 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 2017-002089 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 DANBURY RD # 101, 101, WILTON, CT 06897-4441 |
| Investor | Possibly a Property Investor |
| Document Number | 002420/686 |
|---|---|
| Date | Aug 03, 2017 |
| Book Page | 2420/686 |
| Instrument | 007035 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,829.00 (+23.73%) | $144,389 (+16.69%) Land $22,800 Building $121,589 | $360,972 (+16.69%) Land $57,000 Building $303,972 |
| 2024 | $3,903.00 (-15.37%) | $123,732 (-19.81%) Land $22,800 Building $100,932 | $309,331 (-19.81%) Land $57,000 Building $252,331 |
| 2023 | $4,612.00 (+13.23%) | $154,306 (+22.87%) Land $18,800 Building $135,506 | $385,764 (+22.87%) Land $47,000 Building $338,764 |
| 2022 | $4,073.00 | $125,580 Land $18,800 Building $106,780 | $313,951 Land $47,000 Building $266,951 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030303013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020, other causes |
| Wildfire Risk | Moderate above 40% of the US · above 26% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,695 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 103 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Planters Rural Telephone Cooperative | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 1,200 / 35 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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