Henderson County property record for 103 Sandy Rd, Yuma, TN 38390
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,040 sqft · built 1999 |
| Lot Size | 9.9 acres (431,244 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,500 (May 2022) |
| Tax Bill | $704 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039010 01013 |
| Primary APN | 039010 01013 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 560 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Metal |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Rolled Roofing |
| Lot Area | 431,244 sqft (9.9 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 234 sqft |
| Utility Building | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 103 SANDY RD |
|---|---|
| City | YUMA |
| State | TN |
| Zip | 38390-8685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: R01 |
| Jurisdiction | HENDERSON TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 975100 |
103 Sandy Rd is owned and occupied by an individual who bought it in May 2022.
Source: Henderson County records, as of October 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 SANDY RD, YUMA, TN 38390-8685 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| Nov 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| May 2, 2022 | Warranty Deed, Transfer |
| Mar 23, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2022 · Amount on File |
| Deed Sale | May 2, 2022 · Amount on File |
| Prior Sale | Nov 20, 2012 · Amount on File |
| Deed Document Number | 2022118040 |
| Deed Book / Page | 295 / 53 |
| Prior Transfer Date | Jan 7, 2021 |
| Prior Transfer Doc | 0002890327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON TN |
| Recording Date | Sep 29, 2026 |
| Property Address | 103 SANDY RD, YUMA, TN 38390-8685 |
| Document Number | 0000137551 |
| Book / Page | 713 / 219 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 2026137551 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 103 SANDY RD, YUMA, TN 38390-8685 |
| Document Number | 0000137551, |
|---|---|
| Date | Sep 29, 2026 |
| Book Page | 713/219 |
| Instrument | 2026137551 |
| Name | FIRST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON TN |
| Property Address | 103 SANDY RD, YUMA, TN 38390-8685 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0006650240 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 665/240 |
| Instrument | 120534 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON TN |
| Recording Date | May 2, 2022 |
| Property Address | 103 SANDY RD, YUMA, TN 38390-8685 |
| Document Number | 0002950053 |
| Book / Page | 295 / 53 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 118040 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $619.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 SANDY RD, YUMA, TN 38390-8685 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENDERSON TN |
| Recording Date | Mar 23, 2021 |
| Property Address | 103 SANDY RD, YUMA, TN 38390-8685 |
| Document Number | 0002890327 |
| Book / Page | 289 / 327 |
| Instrument Date | Jan 7, 2021 |
| Instrument | 112237 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23851 HERITAGE DR, WOODHAVEN, MI 48183-3203 |
The 2025 property tax bill for 103 Sandy Rd was $704.
Source: Henderson County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $704.00 | $44,525 Land $8,625 Building $35,900 | |
| 2023 | $42,375 (+129.99%) Land $8,625 Building $33,750 | $178,100 (+141.66%) Land $34,500 Building $143,600 | |
| 2022 | $437.00 | $18,425 Land $5,275 Building $13,150 | $73,700 Land $21,100 Building $52,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 103 Sandy Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective April 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (2006–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Feb 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Sandy Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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