103 Salem Rd, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 103 Salem Rd, Topsfield, MA 01983

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,240 sqft · built 1963
Lot Size	6.29 acres (273,992 sqft)
Owner	2 Individual Names on Record
Tax Bill	$25,486 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TOPS M:0070 B:0003 L`

Property Details

APN / Parcel Number

Primary APN	`TOPS M:0070 B:0003 L`
Alternative APN	`2254`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,240 sqft Living Area
Gross Area	10,621 sqft
Basement Area	3,189 sqft
Unfinished Basement	3,189 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	273,992 sqft (6.29 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2254
Street Address	103 SALEM RD
City	TOPSFIELD
State	MA
Zip	01983-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORA
Legal Subdivision	TOPSFIELD
Legal Block	3
Jurisdiction	TOPSFIELD MA
Township / Civil Division	TOPSFIELD
Census Block Group	4
Census Block	4012
Census Tract	214100

Owner

Source: Essex County and Topsfield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 SALEM RD, TOPSFIELD, MA 01983-2503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2015
Deed Sale	Feb 17, 2015
Deed Document Number	201521700111
Deed Book / Page	33855 / 71
Last Transfer Date	Jun 18, 2020
Transfer Doc	38643-277
Record Updated	Sep 20, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Jun 24, 2020
Property Address	103 SALEM RD, TOPSFIELD, MA 01983-2503
Document Number	38643-277
Book / Page	38643 / 277
Instrument Date	Jun 18, 2020
Instrument	20200624002040
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 SALEM RD, TOPSFIELD, MA 01983-2503

Mortgage

Document Number	38643-279
Date	Jun 24, 2020
Book Page	38643/279
Instrument	20200624002050

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jul 1, 2027
Index	LIBOR

Tax Assessment & Valuation

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Topsfield Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Topsfield School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,486.00 (+2.84%)	$1,700,200 (+0.78%) Land $491,300 Building $1,208,900	$1,425,760
2024	$24,783.00 (+15.8%)	$1,687,100 (+19.82%) Land $478,200 Building $1,208,900
2023	$21,402.00	$1,408,000 Land $443,500 Building $964,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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