103 Saint Williams St, Covington, LA 70433 Property Records

St. Tammany Parish property record for 103 Saint Williams St, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	1,300 sqft · built 1986
Owner	Individual Name on Record
Last Sale	$225,000 (Jun 2022)
Tax Bill	$913 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2022 Sale & Mortgage
APN	`106-009-9058`

Property Details

APN / Parcel Number

Primary APN	`106-009-9058`
Alternative APN	`20828`

Interior

Building Area	1,300 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986

Location & Zoning

Old Parcel Number	106-009-9058
Street Address	103 SAINT WILLIAMS ST
City	COVINGTON
State	LA
Zip	70433-1567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVINGTON POINT LT65
Legal Subdivision	COVINGTON POINT
Legal Lot Number	65
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	1
Census Block	1021
Census Tract	40205

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	103 SAINT WILLIAMS ST, COVINGTON, LA 70433-1567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 23, 2022	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2022 · Amount on Record
Deed Sale	Jun 23, 2022 · Amount on Record
Prior Sale	Jun 15, 2010 · Amount on Record
Deed Document Number	2334083
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	103 SAINT WILLIAMS ST, COVINGTON, LA 70433-1567
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002258903
Date	Mar 18, 2021
Instrument	2258903

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 23, 2022
Property Address	103 SAINT WILLIAMS ST, COVINGTON, LA 70433-1567
Document Number	0002334083
Instrument Date	Jun 16, 2022
Instrument	2334083
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5013 JACKSBORO PIKE, KNOXVILLE, TN 37918-1845

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SAINT WILLIAMS ST, COVINGTON, LA 70433-1567

Mortgage

Document Number	0002334084
Date	Jun 23, 2022
Instrument	2334084

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Municipality	Covington City
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$913.00 (-3.49%) Homeowner's exemption	$14,793 (-) Land $3,000 Building $11,793	$147,932 (-) Land $30,000 Building $117,932
2024	$946.00 (+40.98%) Homeowner's exemption	$14,793 (+24.24%) Land $3,000 Building $11,793	$147,932 (+24.24%) Land $30,000 Building $117,932
2023	$671.00 (+29.29%) Homeowner's exemption	$11,907 (+12.1%) Land $3,000 Building $8,907	$119,067 (+12.09%) Land $30,000 Building $89,067
2022	$519.00 Homeowner's exemption	$10,622 Land $3,000 Building $7,622	$106,220 Land $30,000 Building $76,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 289 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	289 in force
Nearby Flood Claims	37 (2005–2016)
Claims Outside the SFHA	19 of 37
Most Recent Claim	Aug 2016 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2016 · 33 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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