Effingham County property record for 103 Saint Thomas Dr, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,985 sqft · built 1985 |
| Lot Size | 1.89 acres (82,328 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $218,000 (Oct 2015) |
| Tax Bill | $4,657 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0450B-003-000 |
| Primary APN | 0450B-003-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,985 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 82,328 sqft (1.89 acres) |
| Garage Area | 600 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 68 sqft |
| Deck Area | 396 sqft |
| Patio Area | 792 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 17538 |
|---|---|
| Street Address | 103 SAINT THOMAS DR |
| City | RINCON |
| State | GA |
| Zip | 31326-5441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | 1.89 AC LOT 3 |
| Legal Subdivision | PINE POINT ESTATES |
| Legal Phase | 1A |
| Legal Lot Number | 3 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 30309 |
103 Saint Thomas Dr is owned and occupied by two individuals who bought it in October 2015.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 SAINT THOMAS DR, RINCON, GA 31326-5441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2015 · Amount on File |
| Deed Sale | Oct 14, 2015 · Amount on File |
| Prior Sale | Apr 29, 1991 |
| Deed Document Number | 20152595 |
| Deed Book / Page | 2316 / 563 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 103 Saint Thomas Dr was $4,657, up 24.8% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,640 (-) Land $60,252 Building $79,388 | $349,099 (-) Land $150,629 Building $198,470 | |
| 2025 | $4,657.00 (+24.82%) | $139,640 (+18.17%) Land $60,252 Building $79,388 | $349,099 (+18.17%) Land $150,629 Building $198,470 |
| 2024 | $3,731.00 | $118,170 Land $47,018 Building $71,152 | $295,425 Land $117,546 Building $177,879 |
| 2022 | $2,802.00 | $85,423 Land $20,412 Building $65,011 | $213,558 Land $51,030 Building $162,528 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Saint Thomas Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Saint Thomas Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTWOOD HEIGHTS SUBDIVISION private · serves 1,370 people · EPA ID GA1030012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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