103 Saint Matthew Ave, O Fallon, MO 63366 Property Records

St. Charles County property record for 103 Saint Matthew Ave, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 900 sqft · built 1960
Lot Size	0.207 acres (9,000 sqft)
Owner	Company Name on File
Last Sale	$112,000 (Dec 2018)
Tax Bill	$2,108 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`220530A000`

Property Details

APN / Parcel Number

Primary APN	`220530A000`
Alternative APN	`2-051C-4271-00-0271.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Porch	Open Porch
Porch Area	48 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	220530A000
Street Address	103 SAINT MATTHEW AVE
City	O FALLON
State	MO
Zip	63366-2259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK OF OFALLON LOT 271
Legal Subdivision	FOREST PK OF OFALLON
Legal Lot Number	271
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2004
Census Tract	311602

Owner

103 Saint Matthew Ave is owned by a company that acquired it in May 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	16 SEABISCUIT DR, SAINT CHARLES, MO 63301-3239
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2018 · Amount on File
Deed Sale	Dec 27, 2018 · Amount on File
Deed Document Number	2018720370
Deed Book / Page	7019 / 1662
Last Transfer Date	May 5, 2024
Transfer Doc	0000017438
Record Updated	Oct 29, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 27, 2018
Property Address	103 SAINT MATTHEW AVE, O FALLON, MO 63366-2259
Document Number	0070191662
Book / Page	7019 / 1662
Map Reference	MB 6 PG 70
Instrument Date	Dec 27, 2018
Instrument	20181227000720370
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CONTINENTAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 BOGEY CLUB CIR, 46, SAINT CHARLES, MO 63303-3366

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3225 CALHOUN DR, SAINT CHARLES, MO 63301-4880

Mortgage

Document Number	20181227000720400
Date	Dec 27, 2018
Instrument	20181227000720400

Lender

Name	STATE FARM BANK FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	1-Year LIBOR
Max Rate	10.1%

Tax Assessment & Valuation

The 2025 property tax bill for 103 Saint Matthew Ave was $2,108.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,501 (-)	$171,058 (-) Land $40,000 Building $131,058
2025	$2,108.00	$32,501	$171,058 Land $40,000 Building $131,058
2023		$28,641
2022			$150,740 Land $40,000 Building $110,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Saint Matthew Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Saint Matthew Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Brightspeed, Gateway Fiber, T-Mobile, Verizon, Wisper ISP.