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103 Saint Cloud Ln, Boca Raton, FL 33431 Property Records

Palm Beach County property record for 103 Saint Cloud Ln, Boca Raton, FL 33431

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,848 sqft · built 1965
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on Record
Last Sale$630,000 (Jul 2024)
Tax Bill$8,668 (2025)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN06-42-47-14-02-005-0190

Property Details

APN / Parcel Number

Primary APN06-42-47-14-02-005-0190

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,848 sqft Living Area
Gross Area2,674 sqft
1st Floor Area1,848 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1985
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions99 ft deep x 75 ft wide
Garage TypeAttached
Garage Area500 sqft
PorchFinished Screened Porch
Porch Area326 sqft
Patio Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address103 SAINT CLOUD LN
CityBOCA RATON
StateFL
Zip33431-3929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-D
Legal DescriptionUNIVERSITY PARK CTRY CLUB ESTSLT 19 BLK A-5
Legal Range42E
Legal Township47S
Legal Section14
Legal SubdivisionUNIVERSITY PARK CTRY CLUB ESTS
Legal BlockA
Legal Lot Number19
JurisdictionPALM BEACH FL
Township / Civil DivisionBOCA RATON
Census Block Group2
Census Block2000
Census Tract7009

Owner

Source: Palm Beach County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 SAINT CLOUD LN, BOCA RATON, FL 33431-3929
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2024 · Amount on Record
Deed SaleJul 2, 2024 · Amount on Record
Prior SaleNov 19, 1993 · Amount on Record
Deed Document Number2024227436
Deed Book / Page35118 / 527
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Recording DateAug 14, 2026
Property Address103 SAINT CLOUD LN, BOCA RATON, FL 33431-3929
Document Number0000295524
Book / Page36723 / 290
Instrument DateAug 5, 2026
Instrument2026295524
Transaction TypeMortgage
Record UpdatedSep 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 SAINT CLOUD LN, BOCA RATON, FL 33431-3929

Mortgage

Document Number0000295524,
DateAug 14, 2026
Book Page36723/290
Instrument2026295524
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBoca Raton City
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,668.00 (+201.5%)$526,967 (+167.67%)$533,863 (-3.37%) Land $247,318 Building $286,545
2023$2,875.00 (-4.83%) Homeowner's exemption Widower's exemption Additional exemption filed$196,874 (+3%)$552,465 (+18.46%) Land $196,600 Building $355,865
2022$3,021.00 Homeowner's exemption Widower's exemption$191,140$466,376 Land $178,750 Building $287,626

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims5 (1979–2005)
Claims Outside the SFHA2 of 5
Most Recent ClaimAug 2005 · Hurricane Katrina Evacuation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOCA RATON WTP
serves 130,000 people · EPA ID FL4500130
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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