103 Saint Charles Ave, Florence, MS 39073 Property Records

Rankin County property record for 103 Saint Charles Ave, Florence, MS 39073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,569 sqft · built 2017
Lot Size	1.52 acres (66,304 sqft)
Owner	2 Individual Names on Record
Last Sale	$303,060 (Oct 2025)
Tax Bill	$2,236 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C04 000145 00190`

Property Details

APN / Parcel Number

Primary APN	`C04 000145 00190`
Alternative APN	`63160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,569 sqft Adjusted Area
1st Floor Area	2,181 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	66,304 sqft (1.52 acres)
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	63160
Street Address	103 SAINT CHARLES AVE
City	FLORENCE
State	MS
Zip	39073-8091
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 ARCADIA SUBV
Legal Subdivision	ARCADIA SUB
Legal Lot Number	19
Jurisdiction	RANKIN MS
Township / Civil Division	1
Census Block Group	2
Census Block	2008
Census Tract	21003

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 SAINT CHARLES AVE, FLORENCE, MS 39073-8091
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Warranty Deed, Transfer · Conventional Mortgage PLANET HOME LENDING LLC
Dec 19, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 5, 2017	Grant Deed, Subdivision Related Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Apr 5, 2017 · Amount on Record
Deed Book / Page	2025 / 24922
Prior Transfer Date	Mar 31, 2017
Prior Transfer Doc	0000007419
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Oct 24, 2025
Property Address	103 SAINT CHARLES AVE, FLORENCE, MS 39073-8091
Document Number	0000024922
Book / Page	2025 / 24922
Map Reference	CAB C SL 283
Instrument Date	Oct 23, 2025
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 SAINT CHARLES AVE, FLORENCE, MS 39073-8091

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 SAINT CHARLES AVE, FLORENCE, MS 39073-8091

Mortgage

Document Number	0302587549
Date	Oct 24, 2025
Instrument	3025/87549

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RANKIN MS
Recording Date	Dec 19, 2022
Property Address	103 SAINT CHARLES AVE, FLORENCE, MS 39073-8091
Document Number	0000030421
Book / Page	2022 / 30421
Instrument Date	Dec 19, 2022
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SAINT CHARLES AVE, FLORENCE, MS 39073-8091

April 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RANKIN MS
Recording Date	Apr 5, 2017
Property Address	103 SAINT CHARLES AVE, FLORENCE, MS 39073-8091
Document Number	0000007421
Instrument	7421
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,236.00 (+0.04%) Homeowner's exemption	$24,255 (-)
2024	$2,235.00 (+176.61%) Homeowner's exemption	$24,255 (+12.23%)	$242,550 (+12.23%) Land $20,000 Building $222,550
2023		$21,611
2021			$216,110 Land $20,000 Building $196,110
2019	$808.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SW RANKIN WATER ASSOCIATION #1 public/private · serves 3,128 people · EPA ID MS0610026
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Xfinity.

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