103 Sailor Ln, Ardmore, OK 73401 Property Records

Carter County property record for 103 Sailor Ln, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,019 sqft · built 2008
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,341 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`81142`

Property Details

APN / Parcel Number

Primary APN	`81142`
Alternative APN	`0000-27-05S-01E-1-010-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,019 sqft Living Area
1st Floor Area	2,964 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2017
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	752 sqft
Shed	1 Shed
Shed Area	1,128 sqft
Lean-To	528 sqft
Storage Building	576 sqft
Utility Building	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	81142
Street Address	103 SAILOR LN
City	ARDMORE
State	OK
Zip	73401-0711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BEG SW/C NW NE; N00.0711W 408.38; S89.4517E 320; S00.0711E 408.38; N89.4517W 320 TO POB- 27 05S 01E
Legal Range	01E
Legal Township	05S
Legal Section	27
Legal Subdivision	UNPLATTED
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3027
Census Tract	892502

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 671, ARDMORE, OK 73402-0671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage F & M BANK
Apr 21, 2020	Deed of Trust, Mortgage · Line of Credit AMERICAN NATION BANK
Apr 8, 2019	Deed of Trust, Mortgage · Line of Credit AMERICAN NATION BANK
Oct 16, 2017	Deed of Trust, Mortgage · Closed-End Mortgage AMERICAN NATION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	103 SAILOR LN, ARDMORE, OK 73401-0711
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7050/287
Date	Jun 1, 2021
Book Page	7050/287
Instrument	2021-005918

Lender

Name	F & M BANK
Type	Bank
Address	EDMOND, OK 73012

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	103 SAILOR LN, ARDMORE, OK 73401-0711
Transaction Type	Mortgage
Record Updated	May 6, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6870/214
Date	Apr 21, 2020
Book Page	6870/214
Instrument	2020-004521

Lender

Name	AMERICAN NATION BANK
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Jun 15, 2025

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	103 SAILOR LN, ARDMORE, OK 73401-0711
Transaction Type	Mortgage
Record Updated	Apr 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6700/277
Date	Apr 8, 2019
Book Page	6700/277
Instrument	2019-004011

Lender

Name	AMERICAN NATION BANK
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	71 Months
Due	Mar 12, 2025

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	103 SAILOR LN, ARDMORE, OK 73401-0711
Transaction Type	Mortgage
Record Updated	Oct 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-010593
Date	Oct 16, 2017
Book Page	6458/020
Instrument	2017-010593

Lender

Name	AMERICAN NATION BANK
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Oct 4, 2024

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Unified School District	Plainview Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,627 (+3%) Land $3,078 Building $35,549	$321,895 (-40.05%) Land $25,647 Building $296,248
2025	$3,341.00 (-0.03%) Homeowner's exemption	$37,503 (+3%) Land $2,988 Building $34,515	$536,933 (+0.35%) Land $40,000 Building $496,933
2024	$3,342.00 (+6.43%) Homeowner's exemption	$36,410 (+3%) Land $2,901 Building $33,509	$535,062 (+11.74%) Land $40,000 Building $495,062
2023	$3,140.00 Homeowner's exemption	$35,350 Land $2,829 Building $32,521	$478,858 Land $40,000 Building $438,858

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 75% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arbuckle Communications Fixed Wireless	400 / 100
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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