103 S Winter St, Hesperia, MI 49421 Property Records

Oceana County property record for 103 S Winter St, Hesperia, MI 49421

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$64,000 (Aug 2018)
Tax Bill	$399 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-036-200-16`

Property Details

APN / Parcel Number

Primary APN	`041-036-200-16`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	103 S WINTER ST
City	HESPERIA
State	MI
Zip	49421-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 20 R W & 32 R S OF NE COR OF NW 1/4 OF NE 1/4 OF SEC 36 T14N R15W TH W 20 R, S 8 R, E 20 R, N 8 R TO POB WD 2018/14982 VI
Legal Range	15W
Legal Township	14N
Legal Section	36
Jurisdiction	OCEANA MI
Township / Civil Division	NEWFIELD
Census Block Group	2
Census Block	2036
Census Tract	10600

Owner

Source: Oceana County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 S WINTER ST, HESPERIA, MI 49421-9714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2018 · Amount on Record
Deed Sale	Aug 16, 2018 · Amount on Record
Prior Sale	Apr 22, 2013 · Amount on Record
Deed Document Number	20184674
Deed Book / Page	2018 / 14982
Record Updated	Sep 20, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Aug 16, 2018
Property Address	103 S WINTER ST, HESPERIA, MI 49421-9714
Document Number	2018/014982
Book / Page	2018 / 014982
Instrument Date	Aug 3, 2018
Instrument	201800004674
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 S WINTER ST, 103, GRAND HAVEN, MI 49417

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2987 VALLEY ST, NORTON SHORES, MI 49444-2325

Mortgage

Document Number	201800004675
Date	Aug 16, 2018
Instrument	201800004675

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of July 17, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Newfield Township
Municipality	Hesperia Village
Unified School District	Hesperia Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,400 (+9.77%)	$152,800 (+9.77%)
2025	$399.00 (-59.41%) Homeowner's exemption	$69,600 (+63%) Land $69,600	$139,200 (+63%) Land $139,200
2023		$42,700 Land $42,700	$85,400 (-) Land $85,400
2022	$983.00		$85,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	8 (1979–2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 2 claims Severe Storms & Flooding, Sep 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA serves 954 people · EPA ID MI0003130
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
NCATS Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20